Top 10 Co-Operative Banks in India 2024

Apr 3rd 2024
Finance
10 Best Co-Operative Banks in India 2024: Benefits, Types & FAQ

The role of cooperative banks in a rapidly growing nation like India is of immense significance. The cooperative banking sector has played a pivotal role in uplifting the socio-economically underprivileged strata of the Indian populace. 

Initially established with the noble objective of liberating the destitute from the clutches of unscrupulous moneylenders who demanded exorbitant interest rates, cooperative banks have been instrumental in providing credit to their members. The Cooperative Society Act, enacted during the early 20th century, facilitated the formation of cooperative organizations, further cementing the vital role played by these banks in India’s economic and social development.

These regional organizations were completely dedicated to serving the local community. Over time, the cooperative societies thrived and gained the prestigious reputation of being recognized as banks. As a result, certain conditions laid out in the Banking Regulations Act were imposed on the cooperative societies, leading them to transform into cooperative banks of India. 

What is a Cooperative Bank?

A cooperative bank is a small financial institution whose members are both owners and customers. These banks are supervised by the Reserve Bank of India (RBI) and are registered under the States Cooperative Societies Act. 

Cooperative banking provides significant advantages as a financial bridge for agricultural and related enterprises, small-scale industries and independent contractors. These banks are established by raising funds through share sales, accepting deposits and providing loans. 

What are the Objectives of Cooperative Banks?

The primary objectives of cooperative banks are to provide financial services to their members, foster their economic development and contribute to the overall growth of the community they serve. In this section, we will delve into these objectives in greater depth.

  • Members Get Financial Services - The main goal of cooperative banks is to offer financial services to their members. These services may include deposit accounts, loans, mortgages and other financial products. By providing these services, cooperative banks assist their members in reaching their final objectives and enhancing their financial stability. 
  • Promoting Economic Growth - Cooperative banks have a crucial objective; to foster economic development in the communities they serve. This is effectively accomplished through the provision of loans and a range of financial services to local businesses. By doing so, cooperative banks not only generate employment opportunities but also ignite a robust surge in economic growth. Moreover, these banks extend support to local farmers and agricultural enterprises, recognizing their role as significant contributors to the local economy.
  • Supporting Community - Cooperative banks also have the noble goal of fostering the overall growth of the community they tirelessly serve. This encompasses ceaseless efforts in investing in community development initiatives, ranging from constructing affordable housing to championing local charities and non-profit organizations. By wholeheartedly dedicating themselves to these virtuous projects, cooperative banks unquestionably contribute to the creation of a more robust and dynamic community. 
  • Member Participation and Control Assurance - One crucial feature of cooperative banks is that they are owned and operated by their members. Consequently, members hold the power to influence the bank’s operations and distribution of its profits. This fundamental principle guarantees that cooperative banks remain committed to their members and can deliver financial services that precisely cater to their needs. 

What are the Different Types of Cooperative Banks that Function in India?

3 different types of cooperative banks function in India - Tier 1, Tier 2 and Tier 3. The functionality of each type of Indian cooperative bank has been discussed in this section:

  • Tier-1 OR State Cooperative Banks - They serve as the highest governing bodies for all cooperative banks within a specific state. These banks play a crucial role in establishing a link between cooperative banks and the Reserve Bank of India.
  • Tier-2 OR District/Central Cooperative Banks - These organizations function at the district level and their main purpose is to allocate funds to the primary cooperative banks
  • Tier-3 OR Primary Agricultural Credit Societies (PACSs) - These form the foundation of the hierarchical structure. They are located in rural as well as urban areas and directly serve the local population by providing services such as loans and opening deposit accounts. 

Top 10 State Cooperative Banks That Are Functional in India in  2024

There are currently 33 state cooperative banks (SCBs), 328 district/central cooperative banks (DCCBs) and 88891 primary agricultural credit societies (PACSs) that are functional in India in 2024. In this section, we will discuss only the top 10 state cooperative banks currently functioning in India. 

1. Cosmos Cooperative Bank

For over a century, Cosmos Cooperative Bank Ltd. has consistently demonstrated an unwavering commitment to serving its extensive customer base of over 20 lakh across 7 states through 152 branches. With an unshakeable dedication to professionalism and ethical standards, the Bank has established itself as a paragon among cooperative banks. It has showcased a profound understanding of its customer’s needs by offering personalized banking services through meticulously designed products that cater to a diverse range of clientele. As a proud member of BCSBI, the Bank upholds the most rigorous banking practices to ensure the utmost satisfaction of its customers. 

2. NKGSB Cooperative Bank Ltd

Founded on 26 September 1971 by the renowned Sheth Shantaram Mangesh Kulkarni, the North Kanara Gaud Saraswat Bank (NKGSB Cooperative Bank Ltd) has emerged as a prominent financial institution operating across multiple states. Its reach extends across Madhya Pradesh, Gujarat, Goa, Karnataka and Maharashtra in addition to the union territories of Dadra & Nagar Haveli, Daman and Diu. This progressive bank has transformed itself to provide a wide range of exceptional banking services, tailored to meet the unique requirements of its valued clients. 

3. The Punjab State Cooperative Bank

Founded in 1949 with its headquarters in Chandigarh, Punjab State Cooperative Bank is a renowned co-operative bank in Punjab. Their diverse range of banking services includes online banking facilities, loans, fixed deposits, current accounts and savings accounts. What sets PSCB apart is their unwavering commitment to serving the agricultural community in Punjab, which has allowed the bank to establish a prominent position in the banking industry.

The bank serves farmers by offering financing options for the acquisition of agricultural equipment, Kisan credit cards and crop loans. Besides its extensive range of agricultural banking services, Punjab Cooperative Bank has embraced the digital age providing a variety of digital banking services like ATM, internet banking and mobile banking services. These state-of-the-art services not only amplify banking convenience but also significantly enhance accessibility for our esteemed customers.

4. Kalupur Commercial Cooperative Bank

Kalupur Commercial Cooperative Bank, an esteemed cooperative bank located in Gujarat, India, has been providing a wide range of banking services since its establishment in 1970. Headquartered in Ahmedabad, the bank operates through a network of 50 branches and has a team of over 800 dedicated employees. Recognised for its exceptional customer service, the bank has received numerous accolades for its outstanding performance in the financial industry. 

In addition to traditional banking services like loans, fixed deposits, current and savings accounts, Kalupur Bank also provides a wide range of digital banking services, including SMS banking, internet banking and mobile banking. These innovative services empower customers to access their accounts and perform transactions from any location, at any time, creating a seamless banking experience. 

5. Janata Sahakari Bank Ltd

Janata Sahakari Bank Ltd. in Pune has achieved remarkable progress thanks to the unwavering support and contributions of its well-wishers, employees, customers and shareholders. The bank boasts an extensive network of 71 branches and 2 extension counters spread across Gujarat and Maharashtra. This exceptional progress has led the Reserve Bank of India to include the bank in the second schedule, granting it the ability to accept deposits from government and semi-government corporations. Additionally, government and semi-government corporations now accept the bank’s drafts in return.

The bank achieved the prestigious status of a Multi-State Co-op Bank under the Multi-State Co-Op Societies Act 2002, following its recognition as a Multi-State Scheduled Bank in 2012. Furthermore, in 2005, the bank implemented cutting-edge core banking technology, revolutionizing its service offerings. This technological advancement has empowered the bank to offer seamless and efficient services, allowing customers to conduct transactions effortlessly across all branches through the convenient “Any Branch Banking Facility”. With this state-of-the-art technology, the bank is committed to providing prompt and accurate services, surpassing customer expectations. 

6. Thane Janata Sahakari Bank (TJSB) Ltd 

The Thane Janata Sahakari Bank Ltd. (TJSB) embarked on its cooperative journey in 1972. Since then, it has grown into a dynamic multi-state scheduled cooperative bank. This transformation has been driven by the remarkable foresight and dynamism of its Board of Directors. Their vision has not only earned the bank unwavering loyalty from its clientele but also instilled a deep devotion within its staff. 

Consequently, the bank has built a solid foundation and has risen as one of the leading multi-state scheduled cooperative banks in the country. The bank currently operates a network of 52 branches and 1 extension counter, mainly spread across Maharashtra. 

TJSB Ltd has successfully implemented a core banking solution (CBS) and has also developed a range of technology-enabled channels, including ATMs, internet and mobile to better serve its customers. With a network of 55 ATNs spread across Nashik, Pune, Navi Mumbai, Mumbai and Thane, the bank has clearly shown its dedication to providing customers convenient access to banking services. 

7. Bharat Cooperative Bank

The Bharat Cooperative Bank Limited was granted its banking license in 1978, marking the beginning of its journey towards excellence. Known for its impeccable reputation and a vibrant team of professionals, the bank has positioned itself as one of the most outstanding financial institutions in the city. With an extensive customer base of over 5,50,000 individuals, the bank has established itself as a trustworthy partner for numerous clients. Recognizing its exceptional performance, the Reserve Bank of India bestowed scheduled status upon the bank on 22 April 1996. Building on this achievement, the bank further elevated its standing by registering as a “Multi-State Scheduled Co-operative Bank” on 26 September 1997. 

8. Abhyudaya Cooperative Bank

Abhyudaya Cooperative Bank embarked on its journey to success over 5 decades ago when it received Scheduled Bank status from the Reserve Bank of India in September 1988. With an impressive growth trajectory, it has emerged as a leading Urban Co-operative Bank in the nation, establishing a solid presence in key locations such as Metropolitan Mumbai, Ahmednagar, Aurangabad, Kankavali, Nanded, Nashik, Nagpur, Raigad, Thane, Pune, Navi Mumbai and Pen in Maharashtra state. The bank is also present in Ahmedabad, Vadodara in Gujarat and Mangalore and Udupi in Karnataka. 

The bank made significant progress when it was registered as a Multi-State cooperative bank by the Central Registrar in New Delhi on 11 January 2007. Even though its initial area of operation was limited to 3 states - Karnataka, Gujarat and Maharashtra, the bank persisted in expanding its reach. As a testament to its growth, the bank successfully merged with 3 other cooperative banks - Manekchowk Co-op Bank Ltd in Ahmedabad (Gujarat), Janatha Co-op Bank Ltd in Udupi (Karnataka) and Shree Krishna Sahakari Bank Ltd in Vadodara (Gujarat). 

9. Shamrao Vithal Cooperative Bank 

Established in 1906, Shamrao Vithal Cooperative Bank Limited (SVC) has consistently dedicated to its noble objective of helping the less fortunate members of the community with their economic endeavours and fostering a culture of savings. Throughout its history, the bank has continuously embraced innovation and spearheaded various groundbreaking initiatives. In 19097, it pioneered the introduction of revolutionary schemes such as savings bank deposits, fixed deposits and cumulative deposits schemes. Building on this success, the bank further introduced Co-operative Stores in 1910 and the visionary Cash Credit Loan Scheme in 1913. These visionary moves have set SVC Ltd apart as a true trailblazer in the banking industry. 

As part of its ongoing commitment to better serve its members, the bank has also launched a range of new offerings over the years. These include pioneering schemes such as remittance by draft in 1911, an Education Fund, a Fidelity Guarantee Fund in 1927 and a Distress Relief Fund in 1931. The bank’s relentless pursuit of excellence is evident in its introduction of Safe Deposit Vaults in 1964, Cash Certificates in 1975 and Industrial Financing in 1966. 

The bank has achieved significant milestones such as being granted “Scheduled Bank” status in 1988 and surpassing deposits of 13,000 crore rupees in the financial year 2016. Furthermore, in 2002, the bank established its Corporate Office - SVC Tower at Vakola and in 2003, it successfully implemented the Genius I Core Banking solution across all its branches. 

10. Saraswat Cooperative Bank

Established in Mumbai in 1918, Saraswat Cooperative Bank has grown significantly to become one of India’s best financial institutions. With an extensive network of branches, the bank serves multiple states, providing a wide range of financial products to cater to the needs of the customers. Their comprehensive portfolio includes various accounts, insurance, loans and investment options that are designed to meet the diverse requirements of individuals and businesses alike. The bank believes in harnessing the power of technology to enhance the banking experience and that’s why they offer innovative services like internet banking, online bill payments and mobile banking. 

At Saraswat Cooperative Bank, they pride themselves on their customer-centric approach. They are dedicated to delivering outstanding customer service and ensuring the utmost satisfaction of the clients. This commitment has earned them numerous industry accolades and awards. With a rich history spanning over a century, SCB is a trusted and reliable partner for all kinds of financial needs. 

For a century, Saraswat Bank has achieved remarkable growth, establishing itself as the leading Urban Co-operative Bank in India. Surpassing its competitors, the bank has prospered across 6 states - Karnataka, Madhya Pradesh, Delhi, Gujarat, Goa and Maharashtra. As of March 2023, with a total business exceeding 75,000 crore rupees and 444 branches, the bank remains steadfast in its commitment to preserving the rich legacy while delivering exceptional service. 

You may also like: 10 Best Non-Banking Financial Companies (NBFCs) in India 2024

 

List of All State Cooperative Banks in India 2024

As mentioned above, 33 state cooperative banks are currently operational in India in 2024. We have already mentioned the top 10 cooperative banks in the section above. In this section, we will provide the remaining SCBs in India. 

  1. Andaman & Nicobar State Cooperative Bank Ltd
  2. Andhra Pradesh State Co-Op Bank Ltd
  3. Assam Co-operative Apex Bank Ltd
  4. Bihar State Co-operative Bank Ltd
  5. Delhi State Co-operative Bank Ltd
  6. Goa State Co-operative Bank Ltd
  7. Gujarat State Co-operative Bank Ltd
  8. Haryana State Co-op Apex Bank Ltd
  9. Himachal Pradesh State Co-op Bank Ltd
  10. Jammu and Kashmir State Co-op Bank Ltd
  11. Jharkhand State Co-operative Bank Limited, Ranchi
  12. Karnataka State Co-op Apex Bank Ltd
  13. Kerala State Co-operative Bank Ltd
  14. Madhya Pradesh Rajya Sah. Bank Maryadit
  15. Maharashtra State Co-operative Bank Ltd
  16. Manipur State Co-operative Bank Ltd
  17. Meghalaya Co-operative Apex Bank Ltd
  18. Mizoram State Co-op Apex Bank Ltd
  19. Orissa State Co-operative Bank Ltd
  20. Puducherry State Co-operative Bank Ltd
  21. Sikkim State Co-operative Bank Ltd
  22. Tamil Nadu State Co-operative AP. Bank Ltd
  23. Telangana State Cooperative Apex Bank Ltd
  24. Arunachal Pradesh State Co-op Apex Bank Ltd
  25. Chandigarh State Co-op Bank Ltd
  26. Chhattisgarh Rajya Sahakari Bank MYDT
  27. Nagaland State Co-operative Bank Ltd
  28. Punjab State Cooperative Bank Ltd
  29. Rajasthan State Co-op Bank Ltd
  30. Tripura State Co-operative Bank Ltd
  31. Uttar Pradesh Co-operative Bank Ltd
  32. Uttarakhand Rajya Sahakari Bank Ltd
  33. West Bengal State Co-op Bank Ltd

 

List of District/Central Cooperative Banks in India 2024

In this section, we will provide the names of all the 328 district/central cooperative banks (DCCBs) currently operating in India. 

1 ADILABAD JILLA KENDRA SAHAKARI BANK LTD.
2 AGRA DISTRICT CO-OPERATIVE BANK LTD.,
3 AHMEDABAD DISTRICT CO-OPERATIVE BANK LTD
4 AHMEDNAGAR DIST. CENTRAL CO-OP. BANK LTD
5 AJMER CENTRAL CO-OPERATIVE BANK LTD.,
6 AKOLA DISTRICT CENTRAL CO-OP. BANK LTD.,
7 ALIGARH ZILA SAHAKARI BANK LTD.
8 ALLAHABAD DISTRICT CO-OP BANK LTD.,
9 ALMORA DISTRICT CO-OPERATIVE BANK LTD.,
10 ALWAR CENTRAL CO-OPERATIVE BANK LTD.,
11 AMBALA CENTRAL CO-OP. BANK Ltd.
12 AMRAVATI DISTRICT CENTRAL CO-OP. BANK LTD
13 AMRELI JILLA MADHYASTHA SAH. BANK LTD
14 AMRITSAR CENTRAL CO-OP BANK LTD
15 ANANTAPUR DIST CO-OP. CENTRAL BANK LTD
16 ANANTNAG CENTRAL CO-OPERATIVE BANK LTD
17 ANGUL UNITED CENTRAL CO-OP. BANK LTD.,
18 ARA CENTRAL CO-OPT BANK LTD
19 ASKA CO-OPERATIVE CENTRAL BANK LTD.,
20 AURANGABAD CENTRAL CO-OP. BANK LTD
21 AURANGABAD DIST. CENTRAL CO-OP BANK LTD.
22 BAGALKOT DISTRICT CENTRAL CO-OPERATIVE BANK
23 BAHRAICH DISTRICT CO-OP BANK LTD.,
24 BALAGERIA CENTRAL CO-OPERATIVE BANK LTD.
25 BALANGIR DIST. CENTRAL CO-OP. BANK LTD.,
26 BALASORE BHADRAK CENTRAL CO-OP BANK LTD.,
27 BANASKANTHA DISTRICT CENTRAL CO-OP. BANK
28 BANDA DISTRICT CO-OPERATIVE BANK LTD.,
29 BANKI CENTRAL CO-OPERATIVE BANK LTD.,
30 BANKURA DISTRICT CENTRAL CO-OP. BANK LTD.
31 BANSWARA CENTRAL CO-OP. BANK LTD.,
32 BARAMULLA CENTRAL CO-OP BANK LTD
33 BARAN DISTRICT CENTRAL CO-OPERATIVE BANK LTD.
34 BARMER CENTRAL CO-OPERATIVE BANK LTD.,
35 BARODA CENTRAL CO-OPEATIVE BANK LTD
36 BAUDH CO-OPERAIVE CENTRAL BANK LTD.,
37 BEED DISTRICT CENTRAL CO-OP BANK LTD.,
38 BEGUSARAI CENTRAL CO-OPERATIVE BANK LTD.
39 BELGAUM DISTRICT CO-OP CENTRAL BANK LTD.
40 BELLARY DISTRICT COOP CENTRAL BANK
41 BERHAMPORE CO-OP CENTRAL BANK LTD.,
42 BHAGALPUR CENTRAL CO-OP. BANK LTD.
43 BHANDARA DISTRICT CENTRAL CO-OP. BANK LTD
44 BHARATPUR CENTRAL CO-OP. BANK LTD.,
45 BHARUCH DISTRICT CENTRAL CO-OP. BANK LTD.
46 BHATINDA CENTRAL CO-OP BANK LTD
47 BHAVNAGAR DISTRICT CO-OP. BANK LTD
48 BHIWANI CENTRAL CO-OP. BANK Ltd.
49 BHOPAL CO-OPERATIVE CENTRAL BANK LTD.,
50 BIJAPUR DISTRICT CENTRAL CO-OP. BANK LTD.
51 BIJNOR DISTRICT CO-OPERATIVE BANK LTD.,
52 BIRBHUM DISTRICT CENTRAL CO-OP. BANK LTD.
53 BUDAUN ZILA SAHAKARI BANK LTD.,
54 BULDANA DISTRICT CENTRAL CO-OP. BANK LTD,
55 BUNDI CENTRAL CO-OPERATIVE BANK LTD.,
56 BURDWAN CENTRAL CO-OPERATIVE BANK LTD.,
57 CENTRAL CO-OP. BANK LTD., (BHILWARA),
58 CENTRAL CO-OPERATIVE BANK LTD., (BIKANER)
59 CENTRAL CO-OPERATIVE BANK LTD., (RAISEN),
60 CENTRAL CO-OPERATIVE BANK LTD., (TONK),
61 CHAMOLI ZILLA SAHAKARI BANK LTD.,
62 CHANDRAPUR DIST CENTRAL CO-OP. BANK LTD.,
63 CHENNAI CENTRAL CO-OPERATIVE BANK LTD.,
64 CHIKMAGALUR DIST CO-OP CENTRAL BANK LTD.
65 CHITRADURGA DIST CO-OP. CENTRAL BANK LTD.
66 CHITTOOR DISTRICT CO-OP CENTRAL BANK LTD
67 CHITTORGARH KENDRIYA SAHAKARI BANK LTD.,
68 COIMBATORE CENTRAL CO-OP. BANK LTD.,
69 CUDDALORE DISTRICT CENTRAL CO-OP. BANK LT
70 CUDDAPAH DISTRICT CO-OP. CENTRAL BANK LTD
71 CUTTACK CENTRAL CO-OP. BANK LTD.
72 DAKSHIN DINAJPUR DIST. CENTRAL CO-OP. BANK,
73 DARJEELING DIST. CENTRAL CO-OP. BANK LTD.,
74 DAUSA DISTRICT CENTRAL CO-OPERATIVE BANK LTD.
75 DAVANGERE DCC BANK
76 DEORIA KASIA DISTRICT CO-OP. BANK LTD.,
77 DHANBAD CENTRAL CO. OP. BANK LTD.
78 DHARMAPURI CENTRAL CO-OPERATIVE BANK LTD
79 DINDIGUL D. C. C BANK LTD.
80 DISTRICT CO-OP. BANK LTD., (BARABANKI),
81 DISTRICT CO-OP. BANK LTD., (BULANDSHAHR),
82 DISTRICT CO-OP. BANK LTD., (DEHRADUN),
83 DISTRICT CO-OP. BANK LTD., (LAKHIMPUR),
84 DISTRICT CO-OP. BANK LTD., (SAHARANPUR),
85 DISTRICT CO-OP. BANK LTD., (SHAHAJAHANPUR)
86 DISTRICT CO-OP. BANK LTD., (VARANASI),
87 DISTRICT CO-OP. CENTRAL BANK LTD (BIDAR)
88 DUNGARPUR KENDRIYA SAHAKARI BANK LTD.,
89 ERODE DISTRICT CENTRAL CO-OP. BK LTD.
90 ETAH DISTRICT CO-OPERATIVE BANK LTD.,
91 ETAWAH DISTRICT CO-OPERATIVE BANK LTD.,
92 FAIZABAD CO-OPERATIVE DISTRICT BANK LTD.
93 FARIDABAD CENTRAL CO-OP. BANK Ltd.
94 FARIDKOT CENTRAL CO-OP BANK LTD
95 FARRUKHABAD DISTRICT CO-OP. BANK LTD.,
96 FATEHGARH SAHIB CENTRAL COOP. BANK LTD
97 FATEHPUR DISTRICT CO-OPERATIVE BANK LTD.
98 FAZILKA CENTRAL CO-OP BANK LTD
99 FEROZEPUR CENTRAL CO-OP BANK LTD
100 FIROZABAD ZILLA SAH. BANK LTD.
101 GANGANAGAR KENDRIYA SAHAKARI BANK LTD.,
102 GHAZIABAD DISTRICT CO-OP. BANK LTD.
103 GONDIA DISTRICT CENTRAL CO-OP. BANK LTD.
104 GOPALGANJ CENTRAL CO. OP. BANK LTD.
105 GUNTUR DISTRICT CO-OP. CENTRAL BANK LTD.
106 GURDASPUR CENTRAL COOP. BANK LTD
107 GURGAON CENTRAL CO-OP. BANK Ltd.
108 HAMIRPUR DISTRICT CO-OPERATIVE BANK LTD.
109 HANUMANGARH DISTRICT CENTRAL CO-OP BANK LTD.
110 HARDOI DISTRICT CO-OPERATIVE BANK LTD.,
111 HASSAN DISTRICT CO-OP CENTRAL BANK LTD
112 HISSAR DISTRICT CENTRAL CO-OP. BANK Ltd.
113 HOOGHLY DISTRICT CENTRAL CO-OP. BANK LTD.
114 HOSHIARPUR CENTRAL CO-OP BANK LTD
115 HOWRAH DISTRICT CENTRAL CO-OP. BANK LTD.
116 HYDERABAD DIST CO-OP CENTRAL BANK LTD
117 INDORE PREMIER CO-OPERATIVE BANK LTD.,
118 JAIPUR CENTRAL CO-OPERATIVE BANK LTD.,
119 JAISALMER CENTRAL CO-OPERATIVE BANK LTD.
120 JALAUN DISTRICT CO-OPERATIVE BANK LTD.,
121 JALGAON DISTRICT CENTRAL CO-OP. BANK LTD.
122 JALNA DISTRICT CENTRAL CO-OP. BANK LTD.,
123 JALORE CENTRAL CO-OPERATIVE BANK LTD.,
124 JALPAIGURI CENTRAL CO-OP. BANK LTD.,
125 JAMMU CENTRAL CO-OPERATIVE BANK LTD
126 JAMNAGAR DISTRICT CO-OPERATIVE BANK LTD.
127 JHAJJAR CENTRAL CO OP BANK LTD
128 JHALAWAR KENDRIYA SAHAKARI BANK LTD.,
129 JHANSI DISTRICT CO-OPERATIVE BANK LTD.,
130 JHUNJHUNU KENDRIYA SAHAKARI BANK LTD.,
131 JILA SAH. KENDRIYA BANK MARYADIT., (DAMOH)
132 JILA SAH. KENDRIYA BANK MARYADIT., DEWAS,
133 JILA SAH. KENDRIYA BANK MARYADIT., GUNA,
134 JILA SAH. KENDRIYA BANK MARYADIT., KHANDWA
135 JILA SAH. KENDRIYA BANK MARYADIT., MANDLA,
136 JILA SAH. KENDRIYA BANK MARYADIT., PANNA,
137 JILA SAH. KENDRIYA BANK MARYADIT., RAJGARH
138 JILA SAH. KENDRIYA BANK MARYADIT., SATNA,
139 JILA SAH. KENDRIYA BANK MARYADIT., SEHORE,
140 JILA SAH. KENDRIYA BANK MARYADIT., VIDISHA
141 JILA SAH. KENDRIYA BANK MYDT AMBIKAPUR
142 JILA SAH. KENDRIYA BANK MYDT. HOSHANGABAD,
143 JILA SAH. KENDRIYA BANK MYDT. RAJNANDGAON
144 JILA SAH. KENDRIYA BANK MYDT., CHHINDWARA,
145 JILA SAH. KENDRIYA BANK MYDT., MANDSAUR,
146 JILA SAH. KENDRIYA BANK MYDT., NARSINGPUR,
147 JILA SAH. KENDRIYA BANK MYDT., SHAJAPUR,
148 JILA SAH. KENDRIYA BANK MYDT., SHIVPURI,
149 JILA SAH. KENDRIYA BANK MYDT., TIKAMGARH,
150 JILA SAHA. KENDRIYA BANK MYDT., CHHATARPUR
151 JILA SAHAKARI BANK LTD., LALITPUR
152 JILA SAHAKARI KENDRIYA BANK MARYADIT, SAGAR
153 JILA SAHAKARI KENDRIYA BANK MYDT DURG
154 JILA SAHAKARI KENDRIYA BANK MYDT, MORENA
155 JILA SAHAKARI KENDRIYA BANK MYDT., DHAR,
156 JILA SAHAKARI KENDRIYA BANK MYDT., JHABUA
157 JILA SAHAKARI KENDRIYA BANK MYDT., RATLAM
158 JILA SAHAKARI KENDRIYA BANK MYDT., REWA,
159 JILA SAHAKARI KENDRIYA BANK MYDT., SIDHI,
160 JILA SAHAKARI KENDRIYA BANK MYDT., UJJAIN
161 JILLA SAH. KENDRIYA BANK LTD., BALAGHAT,
162 JILLA SAH. KENDRIYA BANK MARYADIT., BETUL,
163 JILLA SAH. KENDRIYA BANK MYDT BILASPUR
164 JILLA SAH. KENDRIYA BANK MYDT JAGDALPUR
165 JILLA SAH. KENDRIYA BANK MYDT., (JABALPUR)
166 JILLA SAH. KENDRIYA BANK MYDT., KHARGONE,
167 JILLA SAHAKARI BANK LTD., BHIND,
168 JILLA SAHAKARI KENDRIYA BANK LTD. GWALIOR
169 JILLA SAHAKARI KENDRIYA BANK MYDT RAIPUR
170 JIND CENTRAL CO-OP. BANK LTD.
171 JODHPUR CENTRAL CO-OPERATIVE BANK LTD.,
172 JOGINDRA CENTRAL CO-OPERATIVE BANK LTD
173 JULLUNDAR CENTRAL COOP. BANK LTD
174 JUNAGADH DIST CENTRAL CO-OP. BANK LTD
175 KACHCHH DISTRICT CENTRAL CO-OP. BANK LTD
176 KAIRA DISTRICT CENTRAL CO-OP. BANK LTD
177 KALABURAGI & YADGIR DISTRICT CO-OP. CENTRAL BANK LTD
178 KANARA DISTRICT CENTRAL CO-OP BANK LTD
179 KANCHEEPURAM DISTRICT CENTRAL CO-OP BANK LTD.
180 KANGRA CENTRAL CO-OPERATIVE BANK LTD
181 KANYAKUMARI CENTRAL CO-OP. BANK LTD.,
182 KAPURTHALA CENTRAL CO-OP BANK LTD
183 KARIMNAGAR DIST. CO-OP. CENTRAL BANK LTD
184 KARNAL CENTRAL CO-OP. BANK Ltd.
185 KATIHAR CENTRAL CO-OP BANK LTD.
186 KEONJHAR CENTRAL CO-OPERATIVE BANK LTD.,
187 KHAGARIA DIST. CENTRAL CO-OP. BANK LT
188 KHAMMAM DISTRICT CO-OP CENTRAL BANK LTD.
189 KHORDHA CENTRAL CO-OPERATIVE BANK LTD.,
190 KODAGU DISTRICT CO-OP CENTRAL BANK LTD
191 KODINAR TALUKA CO-OP. BANKING UNION LTD
192 KOLAR DISTRICT CO-OP CENTRAL BANK LTD
193 KOLHAPUR DISTRICT CENTRAL CO-OP. BANK LTD
194 KORAPUT CENTRAL CO-OPERATIVE BANK LTD.,
195 KOTA CENTRAL CO-OPERATIVE BANK LTD.,
196 KRISHNA CO-OPERATIVE CENTRAL BANK LTD
197 KUMBAKONAM CENTRAL CO-OP. BANK LTD.
198 KURNOOL DISTRICT CO-OP. CENTRAL BANK LTD
199 KURUKSHETRA CENTRAL CO-OP. BANK Ltd.
200 LATUR DISTRICT CENTRAL CO-OP BANK LTD.,
201 LUDHIANA CENTRAL COOP. BANK LTD
202 MADURAI DISTRICT CENTRAL CO-OP BANK LTD.
203 MAGADH CENTRAL CO-OP. BANK LTD.
204 MAHBOOBNAGAR DIST. CO-OP. CENTRAL BANK LTD
205 MAHENDRAGARH CENTRAL CO-OP. BANK Ltd.
206 MAINPURI DISTRICT CO-OP BANK LTD.,
207 MALAPPURAM DISTRICT CO-OP. BANK LTD
208 MALDA DISTRICT CENTRAL CO-OP. BANK LTD.,
209 MANDYA DISTRICT CO-OP CENTRAL BANK LTD
210 MATHURA ZILA SAHAKARI BANK LTD.,
211 MAYURBHANJ CENTRAL CO-OP BANK LTD.,
212 MEDAK DISTRICT CO-OP CENTRAL BANK LTD
213 MEERUT DISTRICT CO-OPERATIVE BANK LTD.,
214 MEHSANA DISTRICT CENTRAL CO-OP. BANK LTD.
215 MOGA CENTRAL CO-OP BANK LTD
216 MOTIHARI CENTRAL CO-OP. BANK LTD.
217 MUGBERIA CENTRAL CO-OPERATIVE BANK LTD.,
218 MUKTSAR CENTRAL COOP. BANK LTD
219 MUMBAI DISTRICT CENTRAL CO-OP. BANK LTD
220 MUNGER JAMUI CENTRAL CO-OP BANK LTD.
221 MURSHIDABAD DIST. CENTRAL CO-OP BANK LTD
222 MUZAFFARNAGAR DISTRICT CO-OP BANK LTD.,
223 MYSORE DISTRICT CO-OP CENTRAL BANK LTD.,
224 NADIA DISTRICT CENTRAL CO-OP. BANK LTD.,
225 NAGAUR CENTRAL CO-OPERATIVE BANK LTD.,
226 NAGPUR DISTRICT CENTRAL CO-OP BANK LTD.,
227 NAINITAL DISTRICT CO-OP. BANK LTD.,
228 NALANDA CENTRAL CO-OP. BANK LTD
229 NALGONDA CO-OP CENTRAL BANK LTD
230 NANDED DISTRICT CENTRAL CO-OP BANK LTD.,
231 NASHIK DISTRICT CENTRAL CO-OP BANK LTD.,
232 NATIONAL CENTRAL CO-OPERATIVE BANK LTD.
233 NAVADA CENTRAL CO-OP. BANK LTD.
234 NAWANSHAHR CENTRAL CO-OP BANK LTD
235 NAYAGARH DISTRICT CENTRAL CO-OPERATIVE BANK LTD.,
236 NILGIRIS CENTRAL CO-OPERATIVE BANK LTD.,
237 NIZAMABAD DISTRICT CO-OP. CENTRAL BANK
238 OSMANABAD DIST CENTRAL CO-OP. BANK LTD.,
239 PALI CENTRAL CO-OPERATIVE BANK LTD.
240 PANCHKULA CENTRAL CO-OP BANK LTD.
241 PANCHMAHALS DISTRICT CO-OP. BANK LTD
242 PARBHANI DISTRICT CENTRAL CO-OP BANK LTD
243 PATALIPUTRA CENTRAL CO-OP BANK LTD.
244 PATIALA CENTRAL CO-OP BANK LTD
245 PILIBHIT DISTRICT CO-OP BANK LTD.,
246 PITHORAGARH DISTRICT CO-OP. BANK LTD.,
247 PRAKASAM DISTRICT CO-OP CENTRAL BANK LTD
248 PUDUKKOTTAI DISTRICT CENTRAL CO-OP BANK LTD.,
249 PUNE ZILLA MADHYAVARTI SAHAKARI BANK LTD
250 PURNEA CENTRAL CO-OP. BANK LTD.
251 PURULIA CENTRAL CO-OPERATIVE BANK LTD.,
252 RAICHUR DISTRICT CO-OP CENTRAL BANK LTD.
253 RAIGAD DISTRICT CENTRAL CO-OP BANK LTD.,
254 RAIGANJ CENTRAL CO-OPERATIVE BANK LTD.,
255 RAMANATHAPURAM DIST CO-OP CENTRAL BANK
256 RAMPUR ZILA SAHKARI BANK LTD.,
257 RATNAGIRI DIST. CENTRAL CO-OP BANK LTD.,
258 REWARI CENTRAL CO-OP. BANK Ltd.
259 ROHIKA CENTRAL CO-OP. BANK LTD.
260 ROHTAK CENTRAL CO-OP. BANK Ltd.
261 ROPAR CENTRAL COOP. BANK LTD
262 S A S NAGAR CENTRAL CO-OPERATIVE BANK LTD.
263 SABARKANTHA DIST CENTRAL CO-OP BANK LTD.
264 SALEM CENTRAL CO-OPERATIVE BANK LTD.,
265 SAMASTIPUR CENTRAL CO-OP BANK LTD.
266 SAMBALPUR DIST. CO-OP. CENTRAL BANK LTD.,
267 SANGLI DISTRICT CENTRAL CO-OP BANK LTD.,
268 SANGRUR CENTRAL CO-OP BANK LTD
269 SASARAM BHABHUA CENTRAL CO-OPERATIVE
270 SATARA DISTRICT CENTRAL CO-OP BANK LTD.,
271 SAWAI MADHOPUR KENDRIYA SAH. BANK LTD.,
272 SEONI JILLA SAHAKARI KENDRIYA ADHIKOSH
273 SHAHDOL CENTRAL CO-OPERATIVE BANK LTD.,
274 SHIMOGA DISTRICT CO-OP CENTRAL BANK LTD.
275 SHRI RAJKOT DISTRICT CO-OPERATIVE BANK LTD
276 SIKAR KENDRIYA SAHAKARI BANK LTD.,
277 SINDHUDURG DIST. CENTRAL CO-OP BANK LTD.
278 SIRSA CENTRAL CO-OP. BANK Ltd.
279 SIVAGANGAI DISTRICT CENTRAL CO-OP BK LTD
280 SIWAN CENTRAL CO-OP BANK LTD.
281 SONEPAT CENTRAL CO-OP. BANK Ltd.
282 SOUTH CANARA DIST CENTRAL CO-OP BANK LTD
283 SRIKAKULAM DIST CO-OP CENTRAL BANK LTD
284 SULTANPUR DISTRICT CO-OP BANK LTD.,
285 SUNDARGARH CENRTAL CO-OP BANK LTD.,
286 SURAT DISTRICT CO-OPERATIVE BANK LTD
287 SURENDRANAGAR DISTRICT CO-OP. BANK LTD
288 TAMIL NADU INDUSTRIAL CO-OP. BANK
289 TAMLUK GHATAL CENTRAL CO-OP. BANK LTD.,
290 TEHRI GHARWAL ZILA SAHAKARI BANK LTD.,
291 THANA DISTRICT CENTRAL CO-OP BANK LTD.,
292 THANJAVUR CENTRAL CO-OPERATIVE BANK LTD.
293 THE BANGALORE DIST AND BANGLORE RURAL DIST. CO OP C
294 THE BHAWANIPATNA CENTRAL CO-OP BANK LTD. BHAWANI
295 THE CHURU CENTRAL CO-OPERATIVE BANK LTD.
296 THE DHULE AND NANDURBAR DISTRICT CENTRAL CO-OP
297 THE DIST. CO OP CENTRAL BANK LTD. VIZIANAGARAM
298 THE DISTRICT CO OP CENTRAL BANK LTD. ELURU. Visakhapattanam
299 THE DISTRICT CO OPERATIVE CENTRAL BANK LTD.
300 THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD Kakinada
301 THE FATEHABAD CENTRAL CO-OP BANK LTD.
302 THE GADCHIROLI DIST. CENTRAL CO-OP BANK
303 THE KAITHAL CENTRAL CO-OP. BANK LTD.
304 THE KARNATAKA CENTRAL CO-OPERATIVE BANK LTD.
305 THE MANSA CENTRAL COOP. BANK LTD
306 THE MUZAFFARPUR CENTRAL CO-OPT BANK LTD
307 THE NELLORE DIST. CO OP CENTRAL BANK LTD.
308 THE PANIPAT CENTRAL COOP. BANK LTD
309 THE SIROHI CENTRAL CO-OPERATIVE BANK LTD
310 THE SITAMADHI CENTRAL CO-OPT BANK LTD
311 THE SOLAPUR DISTRICT CENTRAL CO-OP BANK LTD
312 THE TARN TARAN DISTRICT CCBL.
313 THE UDHAM SINGH NAGAR DISTT.CENTRAL CO-OP BANK LTD
314 THE YAMUNA NAGAR CENTRAL CO OP BANK LTD
315 THOOTHUKUDI DISTRICT CENTRAL COOP. BANK LTD.
316 TIRUCHIRAPALLI CENTRAL CO-OP BANK LTD.,
317 TIRUNELVELI CENTRAL CO-OP BANK LTD.,
318 TIRUVANNAMALAI DIST. CENTRAL CO-OP. BANK
319 TUMKUR DISTRICT CO-OP CENTRAL BANK LTD
320 UDAIPUR CENTRAL CO-OPERATIVE BANK LTD.,
321 UNITED PURI - NIMAPARA CENTRAL CO-OP BANK
322 UTTARKASHI ZILA SAHAKARI BANK LTD.,
323 VAISHALI CENTRAL CO-OP BANK LTD.
324 VALSAD JILLA SAHAKARI BANK LTD
325 VELLORE DISTRICT CENTRAL CO-OP. BANK LTD
326 VIDYASAGAR CENTRAL CO-OP. BANK LTD.,
327 VILLUPURAM DIST. CENTRAL CO-OP. BANK LTD.
328 VIRUDHUNAGAR DISTRICT CENTRAL CO-OPBK LT
329 WARANGAL DISTRICT CO-OP CENTRAL BANK LTD
330 WARDHA DISTRICT CENTRAL CO-OP BANK LTD.,
331 YEOTMAL DISTRICT CENTRAL CO-OP BANK LTD.
332 ZILA SAHAKARI BANK LTD., (AZAMGARH)
333 ZILA SAHAKARI BANK LTD., (BALLIA)
334 ZILA SAHAKARI BANK LTD., (BAREILLY),
335 ZILA SAHAKARI BANK LTD., (GARHWAL),
336 ZILA SAHAKARI BANK LTD., (GHAZIPUR)
337 ZILA SAHAKARI BANK LTD., (GORAKHPUR),
338 ZILA SAHAKARI BANK LTD., (JUANPUR)
339 ZILA SAHAKARI BANK LTD., (KANPUR),
340 ZILA SAHAKARI BANK LTD., (LUCKNOW),
341 ZILA SAHAKARI BANK LTD., (MORADABAD),
342 ZILA SAHAKARI BANK LTD., (PRATAPGARH),
343 ZILA SAHAKARI BANK LTD., (UNNAO),
344 ZILA SAHAKARI BANK LTD., BASTI,
345 ZILA SAHAKARI BANK LTD., HARIDWAR.
346 ZILA SAHAKARI BANK LTD., MIRZAPUR,
347 ZILA SAHAKARI BANK LTD., SITAPUR,
348 ZILA SAHKARI BANK LTD. SIDDHARTH NAGAR - - A
349 ZILA SAHKARI BANK LTD., ( RAE BARELI)
350 ZILA SAHKARI BANK LTD., MAU
351 ZILLA SAHAKARI KENDRIYA BANK LTD., DATIA.

 

State-Wise Active Primary Agricultural Credit Societies (PACSs) in India in 2024

There are 8,88,91 active primary agricultural credit societies (PACSs) in India in 2024. We have provided the number of active PACSs in each state in India in the table below:

State/UT No. of Functional PACS
Andaman and Nicobar Islands 41
Andhra Pradesh 2046
Arunachal Pradesh 14
Assam 775
Bihar 3779
Chandigarh NA
Chhattisgarh 2028
Dadra and Nagar Haveli Daman and Diu NA
Delhi NA
Goa 44
Gujarat 6016
Haryana 646
Himachal Pradesh 810
Jammu and Kashmir 537
Jharkhand 1782
Karnataka 5168
Kerala 1299
Ladakh 10
Lakshadweep NA
Madhya Pradesh 4536
Maharashtra 20788
Manipur 232
Meghalaya 128
Mizoram 30
Nagaland 150
Odisha 1239
Puducherry 45
Punjab 3367
Rajasthan 4050
Sikkim 178
Tamil Nadu 7
Telangana 727
Tripura 268
Uttar Pradesh 2330
Uttarakhand 8
West Bengal 4173
Total 67251

 

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Frequently Asked Questions (FAQs)

Q: Who regulates Cooperative Banks in India?

A: Cooperative Banks in India are registered under the Cooperative Societies Act. Additionally, they are regulated by the RBI and governed by the Banking Regulations Act of 1949 and the Banking Laws (Cooperative Societies) Act of 1955. 

Q: How many cooperative banks are there in India today?

A: India currently has 33 state cooperative banks in addition to 328 district/central cooperative banks and 8,88,91 active primary agricultural credit societies.

Q: How can I check my cooperative bank balance?

A: To check your cooperative bank balance, account holders need to dial the respective cooperative bank’s toll-free number. This convenient service is usually available between 8 AM and 8 PM on working days. Upon calling, you will be prompted to select your preferred language and then follow the IVR instructions to speak with the customer service team. 

Q: Why Saraswat Cooperative Bank is considered the best cooperative bank in India?

A: Saraswat Cooperative Bank is considered the best cooperative bank in India due to the following reasons:

  • The bank exceeded all expectations during the COVID-19 pandemic and achieved growth in all areas of banking
  • Saraswat Cooperative Bank’s great customer service and openness have boosted its growth in the industry
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