SIP Calculator

Monthly Investment

₹500
₹50,00,000

Expected Rate of Return P.A

%
1%
50%

Time Period

1 yrs
30 yrs

Systematic Investment Plan (SIP) Calculator

Our SIP (Systematic Investment Plan) Calculator intends to help investors in determining the amount they would eventually get by investing a certain amount in the SIP for a given period of time. The calculator also provides investors with the monthly investment fund they need to invest in mutual funds to fulfill your goal corpus. Simply said, it offers a road map for achieving their different financial objectives.

It is an easy to use calculator that has three input fields where one can choose a figure and determine the results instantly. You can use this calculator to estimate your monthly SIP investment's predicted returns and wealth gain. Based on an anticipated annual return rate, you can obtain a rough estimate of the maturity amount for any monthly SIP.

This SIP calculator is based on the following formula::

M = P × ({[1 + i]n – 1} / i) × (1 + i).
Whereas:

  • M refers to the amount one gets on maturity
  • P is the amount that is invested at regular intervals
  • n is the number of payments made so far
  • i is the periodic rate of interest

Since it is an online calculator, the calculator may be quite efficient at instantly performing complex financial calculations. The calculator only needs a few inputs, and it calculates the outcome in a matter of seconds.

Benefits of SIP Investments

Some of the major benefits of SIP investment are stated below:

  • In order to generate returns over the long term, you don't need to speculate or concentrate on timing the market.
  • The amount is invested on a monthly basis, thus market volatility has little to no effect because of unit cost averaging
  • Automated and inactive (monthly instalments can be deducted automatically) technique increases your dedication to guaranteed saving and investing.
  • It is extremely adaptable; you can create, amend, or terminate SIP at any time. The majority of funds begin at just Rs. 1000 each month.

What is SIP?

Systematic Investment Plan (SIP) refers to a type of investment plan provided by mutual fund enablers. One can periodically (weekly, monthly, or quarterly) put a little amount into a chosen mutual fund by using a SIP. SIP provides retail investors with a passive, disciplined investing strategy that can build long-term wealth (using the power of compounding). The sum is invested on a regular basis (often monthly), which lessens the effect of market volatility.

SIP Calculator (FAQs)

There are mainly three types of SIP:
  1. Top-up SIP - In a top-up SIP, the investors can adjust the SIP instalment amount by a specified sum at predetermined intervals. For instance, you may use the top-up option to boost your monthly investment in an equities fund from Rs. 2,000 to Rs. 3,000. This is a simple way to increase your contribution as your income increases over time.
  2. Flexible SIP - With a Flexible SIP, investors can alter the monthly amount of their investments. You can set up a Flexi SIP if you desire more discretion over your investments and don't want to invest a set amount. You will need to choose a default investment amount.
  3. Perpetual SIP – A majority of investors choose to invest in a mutual fund for a particular period. This may last for a year, two years, three years, five years, or even ten years. But what if you don't want to give your SIP investment a deadline? When you go with the eternal option, you can do this. Until you give the AMC specific instructions to stop, you can keep making SIP investments in the fund as long as you like.

Yes. You can sign up for more than one SIP in the same plan and scheme in the same month, but on different dates. To register for multiple SIPs in the same scheme and plan, you must submit separate ECS/Auto Debit Mandate forms.

In general, one can start investing in a SIP with a minimum amount of Rs. 500.

Yes, for this, you must download the form, fill it out, and sign it in accordance with the mutual fund company's instructions. However, it should be noted that if a SIP request is processed three times in a row with an inadequate bank account balance, the SIP will be immediately cancelled without further action from you.

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