SWP (Systematic Withdrawal Plan) Calculator

Total Investment

Total withdrawal

Final value

Total Investment


Withdrawal Per Month


Expected Return Rate (p.a)


Time Period


SWP (Systematic Withdrawal Plan) Calculator – An Overview

SWP or Systematic Withdrawal Plan refers to a withdrawal which enables investors to generate consistent income from their mutual fund holdings. If you've invested in a mutual fund scheme, you can tell the fund house to redeem your shares so that you get a set or variable sum of money on a regular basis, such as once a month, once a quarter, or once a year. By tailoring the cash flow with the fund house, you can withdraw a certain amount or the capital gains made throughout the term.

The formula for SWP calculator is given below:

A = PMT ((1+r/n)^nt – 1) / (r/n))

In which,

A = Final investment value

PMT = Amount withdrawn every period

n = number of compounds in a period

r = expected rate of return

t = total number of period against the amount invested

When performing the arithmetic by hand, calculating returns and the SWP's remaining principal can be laborious, time-consuming, and prone to mistakes. Although there is a formula to compute SWP returns, using an SWP calculator is advised. The monthly withdrawals from your mutual fund investment and the investment's final value may both be calculated using an SWP calculator.

Systematic Withdrawal Plan Calculator (FAQs)

According to the Systematic Withdrawal Plan, a person must invest a specific sum and remove a specific portion of the invested corpus each month. The amount of the withdrawal will be subtracted from the investment while interest is still being earned on it.

Calculating the monthly withdrawals and the total amount that has matured is challenging. With the aid of its SWP calculator, Investkraft can assist you with these challenging computations. This Systematic Withdrawal Plan calculator makes it simple to calculate your matured amount based on your specific monthly withdrawals. Calculators are making mutual fund investing simpler for consumers.

The calculator is simple to use and intuitive to learn. You must, however, make sure that all values are entered correctly.

There are four columns: time period, estimated return, withdrawal per month, and investment amount. Given your specific investment strategy, feed in the figures.

To find a chart that looks like the SWP returns chart, enter values and calculate.

There are several benefits of using this SWP calculator like:
  • You can measure the left-over amount post each withdrawal by changing the amount you withdraw and the profits incurred
  • It is very easy to modify the withdrawal amount, invested amount, expected return rate, and the investment time frame using sliders given in the tool.
  • It shows you the precise calculation of the future value of the amount invested. This way, you can easily plan your investment for future.

One of the greatest methods to secure income from your mutual fund assets is through the systematic withdrawal plan, or SWP. Investkraft's SWP calculator makes it simple to select the ideal SWP against a mutual fund and maximize returns.

The SWP Scheme's withdrawal possibilities are based on how frequently withdrawals are made. A shareholder has the option of withdrawing money every month, quarter, half-year, or year. Either the capital or the appreciated portion of the account may be withdrawn. The value of the investment might be negatively impacted by withdrawals. In this situation, calculating the ultimate sum is helped by the SWP calculator. Therefore, it's a good idea to consider your needs and goals before selecting a plan.

In no way. The systematic withdrawal plan (SWP) is calculated using a beginning corpus, which is a lump sum amount, as you can see when you utilize an SWP calculator. Usually, SIP is used to build this. For instance, a retiree might use SIP to build up a corpus of money, and then SWP would be used to progressively withdraw cash from the corpus. Using the systematic withdrawal plan calculator, or SWP calculator, one may easily observe such subtleties.

For SWP, there is no eligibility. The SWP is an option for anyone who has a corpus and wants to withdraw money from it over a period of, for example, 15-20 years. The systematic withdrawal plan calculator, also known as the SWP calculator, will provide you with precise details on how the SWP functions.

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