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Get Instant Loan Up To 5 Lakhs
Mini loans within minutes
Very low interest rate
Zero foreclosure charges
No collateral required
Flexible tenure
Why InvestKraft?
We are India’s fastest growing fintech company with all BFSI services on one platform.
Apply for Instant loans
What is an Instant Loan?
An instant loan is a quick loan that is approved and disbursed within minutes. With InvestKraft, applying for an instant loan is quick and easy. Instant loan is taken for various short term tasks like bill payments, medical emergencies, courses, travelling and other similar tasks. It is unsecured with a short repayment tenure.
Instant Loan EMI Calculator
Benefits of Instant Loan from InvestKraft
Getting an insta loan from InvestKraft is a great decision. Here is how:
Instant Loan Approval in Minutes
Apply online and get your insta loan approved within minutes. Money will be credited to your account within 24 to 48 hours. It is fast, simple and safe.
High Loan Amount
Get a higher loan amount up to INR 50 lakhs. An ideal option for mini loan for students, freelancers, business owners, professionals and more.
Flexible Loan Tenure
With InvestKraft, repayment is not a burden. You can choose a repayment tenure as per your financial options. Pay back easily with EMIs that fit your monthly budget.
Easy and Quick Apply
Get real-time approval with minimal steps. No long waits, no paperwork delays, just fast and smooth processing.
Loan Repayment Options
EMIs are calculated based on your loan amount and tenure. Easy repayment with clear terms and zero confusion.
Relaxed Loan Applicant Eligibility
Available for individuals aged 18 years or above. Minimum documentation is required for a quick cash loan.
Beneficial for Everyone
Fastest cash loan from InvestKraft can help you handle financial needs or emergencies. Whether you are a student, a professional like a doctor, an engineer or a CA, or a business owner, our insta loans are available for you in minutes.
Why Choose us ?
InvestKraft is a fast-growing aggregator providing reliable solutions to all types of loans, insurance products, fixed deposits, credit cards, digital gold, and more under a single roof.
Where do we get the Funds for you?
At InvestKraft, we constantly endeavour to offer the best to you. In that quest, we have partnered with some of the top-notch financial institutions that help us meet the multi-faceted financial needs of our clients anytime, anywhere. Be it an individual need or a commercial one, our money lending partners are always by our side to make you stay confident about the most lucrative financial solution. If you want to join hands with us as a lending partner, click the button below.
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Money Wide
Faircent
Bajaj Finance
Tata Capital
L & T Finance
Prefr
Finnable
IIFL
HDFC
Punjab National Bank
Ambit Corporate Finance
Axis Finance
Indifi
Lendingkart
Fullerton India
Basic Home
Shriram Finance
We Rize
FT Cash
Aditya Birla
Pay Sense
Bhanix Finance and Investment Limited (CASHe)
Kredit Bee
Dhanvarsha
Neo Growth
Hero Fincorp
Ashv Finance
IDFC Bank
Piramal
Poonawalla
Upwards
Fibe
mpokket
What is Insta Loan?
Sometimes, there are unavoidable situations where you need cash on an urgent basis. That is exactly where insta loans come in. Whether it is a medical emergency or any unexpected expenditure, instant cash loans come in handy.
But wait, before you start your search for an instant loan app, we highly recommend that you check our section first. With InvestKraft’s instant loan without CIBIL, you can easily get the money. Read further to understand more about instant loans online.
You’re short on rent. You open an app. Click ‘Apply’. Get INR 5,000 in your account in 10 minutes. That’s the power of instant money loans.
Why Are Instant Money Loans So Popular?
Let us see why instant money loans are so popular from the following table:
| Feature | Instant Loans |
|---|---|
| Disbursal Time | Within minutes |
| Documents Needed | Very few or none |
| Paperless | Yes, mostly |
| Credit Score | Often not needed |
| Usage | Medical, rent, fees, bills, and others |
| Repayment | Short-term |
In short, instant cash loan apps offer convenience when you are in immediate need of cash.
Types of Instant Loans in India
The following are some of the most common types of instant loans in India. You can apply for any from InvestKraft depending on your needs:
- Instant 5000 Loan: Perfect for short-term needs like groceries or utilities.
- Instant 10000 Loan: Mostly required by students or salaried employees for mid-month expenses.
- Instant 20000 Loan: This type of instant loan is usually required for emergencies like medical bills, travel, or insurance premiums.
- Instant 50000 Loan: In case where amount required is high, you can get ₹50000 as an instant loan to cater to your requirements.
- Instant Loan for Students: Students take instant loans as they do not have incomes and any required documents.
- Instant Mini Loan: Loan amount from INR 2,000 to INR 15,000 range for ultra-small needs and emergencies.
Who Can Apply for an Instant Loan?
Anyone with Indian citizenship and above the age of 18 years can apply for an instant loan. You do not have to visit any banks for your loan requirements. There can be some more criteria for eligibility, but that depends on the lender. The best part is that you can get an instant loan without income proof or a credit score.
Popular Loan Amounts and Their Uses
The following are some of the popular insta loan amounts and their usual uses. You can apply as per your requirement:
| Loan Amount | Usual Requirement |
|---|---|
| INR 5000 | Daily groceries, mobile recharge, utility bills |
| INR 10000 | Rent, EMI bounce, exam fees |
| INR 20000 | Medical emergencies, laptop/phone repairs |
| INR 50000 | Emergency medical surgery, transplant, and unexpected events. |
Apart from these are instant 10000 loan for students and instant 5000 loan, which you can choose as well.
Best Instant Loan Apps in India
Want the best instant loan app with fast disbursal, low interest, and easy terms? Here is our list of the Top 10 Instant Loan App in India:
| App Name | Loan Range | Interest Rates | Apply Link |
|---|---|---|---|
| InvestKraft | From ₹50,000 | From 10.49% p.a. | Apply Now |
| Navi | From ₹10,000 | From 9.9% p.a. | Apply Now |
| Bajaj Finserv | From ₹20,000 | From 10% p.a. | Apply Now |
| Moneyview | From ₹5,000 | From 14% p.a. | Apply Now |
| PaySense | From ₹5,000 | From 16.8% | Apply Now |
| CASHe | From ₹1,000 | From 30% p.a. | Apply Now |
| KreditBee | From ₹1,000 | From 17% | Apply Now |
| Fibe (EarlySalary) | From ₹5,000 | From 12% p.a. | Apply Now |
| LazyPay | From ₹3,000 | From 15% | Apply Now |
| ZestMoney | From ₹10,000 | From 11.99% p.a. | Apply Now |
Apart from these are instant 10000 loan for students and instant 5000 loan, which you can choose as well.
Features to Look For in an Instant Loan App
For the best instant loan app in India, the following features are most important:
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Instant approval
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Zero paperwork
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Direct bank transfer
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24x7 availability
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Secure digital process
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No CIBIL check (for select apps)
Apps like InvestKraft and a few others are also known as the fastest instant loan app options in India.
Documents Needed for Instant Loan
Most of the instant loan without documents or credit history apps ask for the basic documentation as follows:
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Identity Proof: You will need to provide a copy of your Aadhaar card, passport, driving licence, or voter ID card to prove your identity.
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Address Proof: Utility bills, rental agreement, or Aadhaar card can be submitted to prove your residential address.
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Income Proof: Bank statements, salary slips, income tax returns, or Form 16 can be submitted as proof of income. It is required to check your repayment capacity as well.
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Employment Proof: If you are a salaried individual, you may need to provide your employment offer letter, employee ID card, or appointment letter from your employer.
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Business Proof (for self-employed individuals): If you are self-employed, documents such as a business registration certificate, GST certificate, or partnership deed may be required.
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Credit Score: While not a document, your credit score plays a crucial role in determining your loan eligibility. Make sure to have a good credit score before applying for a quick loan.
Please note that if you are taking instant loan on Aadhaar card, then the eligibility criteria may change slightly. And if you are going for an instant loan without CIBIL or an instant loan without income proof, then again, the requirements may change depending on the lender.
How to Get an Instant Loan Online in 5 Simple Steps
Let us see how easy it is to get an instant loan online in a few steps from the InvestKraft loan app:
Apply NowPlease note that if you are taking instant loan on Aadhaar card, then the eligibility criteria may change slightly. And if you are going for an instant loan without CIBIL or an instant loan without income proof, then again, the requirements may change depending on the lender.
Instant Loan Without CIBIL or Credit Score: Is It Safe?
We have received many queries from people who have asked about an instant loan without credit score, so we would like to mention a few points regarding that:
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Only a few cash loan apps give small instant money loan without checking your credit score.
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The rate of interest charged is very high, and the repayment tenure is short. This is because of the high risk involved for the lender.
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It is usually safe, but make sure you take loans and insurance from approved and renowned companies that have tie-ups with RBI-registered NBFCs.
With InvestKraft, all your financials are safe and secure.
Risks You Should Know Before You Get Instant Loan
Before you proceed with your instant loan application, there are certain risks you should be aware of:
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Higher interest rates for small amounts.
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Short repayment tenure.
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Huge penalties for late payment.
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Fake loan apps.
Comparison Between Instant Loans and Personal Loans
Let us compare instant loans with traditional loans from the following table:
| Feature | Instant Loans | Personal Loans |
|---|---|---|
| Time to get money | 5 - 30 minutes | 2 - 7 days |
| Documents | Minimal | Extensive |
| CIBIL check | Often skipped | Always checked |
| Loan size | INR 2,000 – INR 50,000 | INR 50,000+ |
Who Should Take an Instant Loan?
An instant loan is usually for sudden cash requirements and can be taken:
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Higher interest rates for small amounts.
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By a student with no income.
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By a worker without a payslip.
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By a salaried employee in need before payday.
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By a homemaker managing a tight budget.
Many instant small loan apps can help you get the desired financial assistance. In case of any queries, do not hesitate to contact InvestKraft.
Frequently Asked Questions
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Easy Documentation Process
Reach out to our Experts if you have any Doubts
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