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Author: Diwakar Kumar Singh
Diwakar Kumar Singh is a finance writer and BFSI specialist with 7+ years of experience in financial content and research. He has authored hundreds of finance articles, published multiple books internationally, and contributed to research publications. A Gold Medalist MBA from IMT, he brings a strong analytical understanding combined with clear, reader-focused communication. His work focuses on simplifying complex financial topics, including IPO analysis, unlisted shares, financial ratios, and company evaluations, providing well-researched and evidence-based insights to help readers make informed financial decisions.
What is CIF Number? Meaning, Uses & How to Find CIF in SBI and Other Banks
Feb 11th 2026
Finance
If you have ever checked your bank passbook or net banking profile, you may have noticed a term called CIF number. Many people confuse CIF with IFSC or account number, but it serves a completely...
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CIBIL Score Check Guide 2026: How to Check Online, Improve Your Score & Understand Good Range
Feb 16th 2026
Finance
CIBIL full form is Credit Information Bureau (India) Limited. It is India’s first and most widely used credit bureau, now part of TransUnion, that tracks individuals’ and businesses’ borrowing a...
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Guide on MSME Loans, Schemes & Registration in India 2026
Jan 31st 2026
Business Loan
Micro, Small, and Medium Enterprises (MSMEs) form the backbone of India's economy, driving innovation, employment, and exports. As of 2026, with ongoing government support and policy updates, MS...
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NBFC vs Bank for Personal Loan in India: Key Differences, Interest Rates & Which is Better?
Feb 20th 2026
Finance
When it comes to personal finance, choosing between an NBFC (Non-Banking Financial Company) and a traditional bank for a personal loan can make a big difference in terms of speed, cost, and eligibilit...
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20 Best Money Earning Websites Without Investment in India with UPI Withdrawals 2026
Feb 23rd 2026
Finance
Looking to make some extra cash from home in 2026? You're in luck. With the rise of digital gigs, you can daily earn 500 rupees or even daily earn 1000 rupees without investment.Whether you...
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Best Government Schemes with High Returns in India 2026
Jan 23rd 2026
Finance
Investing in government schemes is a smart way to grow your money safely. These plans are backed by the Government of India, so your principal amount is secure, and they offer steady returns wit...
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Union Budget 2026: Expectations, Income Tax, Capital Gains & Key Reforms
Jan 29th 2026
Finance
The Union Budget 2026 is India’s annual fiscal plan for FY2026-27, outlining the government’s revenue and spending priorities. Article 112 of the Constitution defines the Budget as the governmen...
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Post Office Monthly Income Scheme (POMIS) – Interest Rate, Benefits & Calculator 2026
Feb 2nd 2026
Finance
Want to know a risk-free investment option with a high monthly return? Then we strongly recommend that you read this blog till the end. Let us first understand what POMIS or Post Office Monthly...
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How Much Personal Loan Can I Get? Salary, EMI & Eligibility Calculator Guide
Feb 23rd 2026
Personal Loan
Everybody needs a personal loan at some point. Some people need it for emergencies. Some need it for shopping, travel, or weddings. Others use it to manage monthly expenses. But here is the real...
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How to Get an Instant Personal Loan for Medical Emergencies in India (Fast Approval)
Feb 21st 2026
Personal Loan
Medical emergencies never ask for permission. One sudden illness, accident, or complication is enough to shake your finances. At that moment, the biggest worry is not paperwork or interest rates...
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