Business Insurance

From property protection to employee wellness — all under one roof.

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What is Business Insurance?

Running a business comes with risks — fire, lawsuits, employee accidents, cyber-attacks, and more. Business insurance helps protect your finances, operations, and people from these unexpected setbacks. Whether you're a startup, factory owner, or service provider, the right cover can keep your business afloat during a crisis.

Why is Business Insurance Important in India?

  • icon 70% of Indian SMEs are underinsured against fire and theft.*
  • icon ₹100+ crore is lost annually due to cyberattacks on businesses.*
  • icon Workplace accidents can lead to lawsuits worth lakhs.

Key Benefits of Business Insurance with Investkraft

  • icon Protects your assets from fire, theft, and accidents
  • icon Keeps your business legally compliant
  • icon Boosts employee satisfaction and retention
  • icon Offers tax-saving advantages on premiums
  • icon Ensures smooth operations even during crises

Who Should Buy Business Insurance?

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Startup Founder

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Retail Shop Owner

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Manufacturing Unit

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Hospital or Clinic

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Consultant or CA

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Logistics or Export Business

Frequently Asked Questions (FAQs)

A: Not all types are mandatory, but some (like Employee Compensation) are required by law for certain businesses.

A: Premiums depend on your business size, risk category, and coverage type. We offer tailored quotes for free.

A: Yes! You can bundle multiple covers into one plan — saves money and simplifies management.

A: Our partner insurers offer 24-72 hour claim turnarounds for most cases.

A: Yes — most business insurance premiums are tax-deductible under Indian Income Tax laws.
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