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Best Business Insurance with Lowest Premium
From assets to employees - complete protection for your business
24/7 Customer Support
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100% Claim Assistance
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Fully customisable premiums
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Maximum coverage
Why InvestKraft?
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What is Business Insurance?
Running a business comes with risks — fire, lawsuits, employee accidents, cyber-attacks, and more. Business insurance helps protect your finances, operations, and people from these unexpected setbacks. Whether you're a startup, factory owner, or service provider, the right cover can keep your business afloat during a crisis.
Why is Business Insurance Important in India?
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70% of Indian SMEs are underinsured against fire and theft.*
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₹100+ crore is lost annually due to cyberattacks on businesses.*
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Workplace accidents can lead to lawsuits worth lakhs.
How Many Types of Business Insurance in India?
Depending on your requirements and business nature, there are ten types of business insurance in India. The following are the types:
Benefits of Business Insurance from InvestKraft
With InvestKraft, you can get the best business insurance at the lowest premium. And not only this, the following is the list of other benefits of insuring your business with InvestKraft:
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Business Property Protection:
business is safe from various risks like fire, theft, and natural disasters.
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Business Continuity:
Your business can continue to function even during legal or financial crises.
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Fully Compliant:
Keeps your business fully compliant with Indian labour and business laws.
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Improved Employee Loyalty:
Your employees feel confident and secure, which will improve their productivity. Group coverage insurance under business insurance covers this aspect.
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Get Tax Benefits:
You can get tax benefits under Section 37 of the Income Tax Act.
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Digitalised System:
You can buy business insurance in India and manage claims entirely online.
Who Should Buy Business Insurance?
If doing business is on your mind, then buying insurance for your business should be your top priority. Business insurance is of utmost importance for the following category of people:
What is Covered and What is Not Covered in Business Insurance Policy?
The following table shows the inclusions and exclusions in your business insurance policy, and it is very important that you understand these:
- Losses or damages arising out of third-party bodily injury
- Non-employee injuries that happen on your property
- Immediate medical expenses for the injured person
- Settlements and judgments, if the case goes to trial and you're found liable for wrongdoing
- Repair costs for damaged property
- Replacements for lost or destroyed property
- Personal and advertising Injury
- Damage caused by the products you make, distribute, or sell
- Invasion of privacy, such as using someone's image or words without their consent
- Libel or slander
- Copyright or trademark infringement
- Legal costs when you're sued over these incidents
- Coverage for Food and Beverages as per policy
- Expected or intended injury
- Contractual liability
- Workers’ compensation and similar laws
- Sudden and accidental pollution
- Damage to your property
- Damage to your product
- Damage to your work
- Aircraft, Auto or Watercraft
- Professional Liability
- Electronic data
Have doubts? Click to request a callback and get all your queries resolved.
More Details About Business Insurance
Let us understand more details about business insurance from the following points:
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Your business is always under one or more risks like fires, lawsuits, employee accidents, cyber-attacks, and more.
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Business Insurance (also referred to as commercial insurance) helps you handle these risks without affecting your operations.
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Whether you are a startup founder, a retailer, or run a factory, having insurance for corporations means you are financially protected when things go wrong.
Importance of Business Insurance in India
Business insurance is important for your business in the following ways:
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70% of Indian SMEs are underinsured for risks like fire and theft. When such disasters happen, the entire business that took years to grow goes back to zero.
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Over INR 100 crore is lost annually due to cyberattacks on businesses. You do not want to be on that list.
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Employee injuries or client lawsuits can cost lakhs in damages. There are situations when one of your most trusted employees files a lawsuit against you, and you do not want to lose your money over such issues.
Business insurance India helps avoid these losses, keeps your company compliant with the laws, and increases employee confidence, which boosts productivity.
Click Now to Insure Your Business NowFrequently Asked Questions (FAQs)
