Cheque truncation is an electronic clearing method used to settle and clear cheques between banks without physical paperwork or the cheque itself. Its purpose is to speed up the cheque-clearing proces...
In the fast-paced world of banking, having quick access to customer care is crucial for resolving issues like lost cards, transaction failures, or loan inquiries. This updated list for 2025 provides t...
In India's dynamic financial sector, growth and income generation opportunities constantly evolve. One avenue that has gained significant traction is the role of a Direct Selling Agent (DSA). Na...
Understanding your creditworthiness is crucial when applying for loans, credit cards and insurance in India. The Reserve Bank of India (RBI) has licensed credit bureaus to collect and maintain your cr...
Finalizing a loan agreement is more than just signing on the dotted line—it’s about ensuring all terms, repayment schedules, and fees are clear to both parties. One critical piece of this puzzle is th...
Are you seeking a way out of financial hardship and yearning for freedom from debt? Consider the invaluable teachings of Rabindranath Tagore, the celebrated poet and philosopher who was awarded the No...
Lenders assess trustworthiness through credit rating agencies which evaluate the creditworthiness of individuals, companies and countries. These agencies use a variety of factors such as financial his...
Homebuyers have to select between fixed-rate loans and adjustable-rate mortgages when it comes time to apply for a mortgage.Their names suggest a difference between them: In contrast to adjustable-rat...
In today’s fast-paced world, getting a personal loan has become easier than ever before. There are hundreds of banks and NBFCs operating in the country that provide steadfast and affordable personal l...
Planning to snag an SBI loan in 2025? Your CIBIL score could be the make-or-break factor—whether it’s a personal loan, home loan, or credit card. SBI, India’s banking giant, uses this 3-digit nu...