Personal Loan for Women – Low Interest, Quick Approval, Flexible EMIs

What is a Loan for Women?

A loan for women is a type of personal loan for women without security. She can use the loan amount for any purpose, like managing a business, household or personal needs. From mahila personal loan options to personal loans for housewives, various types of loans for women are available. At InvestKraft, our personal loan for women are available at low interest rates, flexible repayment and quick approval and disbursal.

Our personal loan for women is an unsecured loan and can be used for any purpose like debt settlement, gadget buying, vacations, higher education or business setup, organising a lavish wedding, managing sudden expenses, healthcare expenses, and even shopping. If you are a working woman, it is very easy and quick to avail of this personal loan which comes at lower interest rates and lenient repayment terms and conditions. Moreover, we follow a completely digital loan application process for this personal loan which means you can expect to get a steadfast response from our team.

At a time when women have been touching new skies of success in every sphere of life and business, our special personal loan for women helps them stay carefree when it comes to seeking quick finances for any of their needs. At InvestKraft, we believe that all genders are the same and all our loan products have been designed keeping in mind the rapidly changing financial needs of people from different walks of life and women are no exception.

So, what are you waiting for? Just download the InvestKraft app on your smartphone today, visit our personal loan section, check the eligibility criteria, upload the documents, get approval, and it’s done. The sanctioned amount will be disbursed to your bank account quickly. This way, you can open up to a new world of happiness with InvestKraft. Read less

Loan amount

₹

₹1,000

₹1,00,00,000

Rate of interest (p.a)

1 %

50%

Loan tenure

1 yrs

30 yrs

Apply Now

Features and Benefits of a Loan for Women from InvestKraft

Women's empowerment is something InvestKraft strongly believes in. That is why our loan for women offers great features and benefits. The following table lists some of them:

Completely Digital Loan Application

At a time when India has been pioneering the field of digital revolution, all our loan products can be availed through a 100% digital loan application. You just need to download the InvestKraft mobile app, visit the section, upload the required docs, and get approval. Things couldn’t be better than this.

Minimal Documentation

You don’t need to furnish a ton of documents to avail of a personal loan. We believe in making things simpler and quicker when it comes to availing a loan for any of your needs. Upload a few documents and expect to get faster approval on your application.

Affordable Interest Rates

Say yes to reliable and affordable wedding loans with our lower interest rates charged. Don’t expect to get a personal loan at higher interest rates as we endeavour to make credit not just simpler but affordable too. Our personal loans for women come at reasonable interest rates.

Faster Approval

Don’t need to worry if you made up your mind at the last minute. You can apply for a personal loan with InvestKraft anytime, anywhere and we make no delay in assessing your application and approving if everything falls in your favour. Our loan approval process is fully digital and the loan amount will be transferred to your bank account in no time.

Loan amount of up to Rs. 50 lakh

Due to the rapidly surging inflation rate, things have become costlier like never before and we are fully aware of the same. You can easily avail of a personal loan for women of up to Rs. 10 lakh from InvestKraft anytime, anywhere. So, stay rest assured about the money when it comes to dealing with InvestKraft.

Zero Collateral

To avail of a personal loan from InvestKraft, you don’t need to pledge any security or collateral with us. Our personal loan for women is an unsecured loan which means if you are eligible for the loan, you can get the approved loan amount right in your bank account.

No Prepayment Penalty

You can easily choose to prepay your pending loan amount without facing any kind of penalty amount. This makes InvestKraft’s personal loan for women an easy affair in all aspects of wedding finance arrangements.

Whether you are a homemaker or a working woman, a doctor, an executive, a banker or anyone else, our personal loan for women is meant for everyone who wants to avail quick finance for any needs. From minimal documentation to affordable EMIs, this personal loan is not just easy to avail but also easy to manage and repay.

You can easily choose to take a personal loan of up to Rs. 10 lakh from InvestKraft in no time. You don’t need to pledge any security or collateral to avail this kind of personal loan. After figuring out the capital amount, assess how much of your savings you can comfortably use to cover the remaining amount. This will enable you to ascertain the required loan amount when applying for a quick personal loan for a stay-at-home mum.

Features	Short Description
100% Digital Process	Apply online through the website or app. Quick and paperless.
Minimum Documentation	Submit just basic documents for faster approval.
Low Interest Rates	Get ladies loan at affordable interest rates.
Loan up to INR 50 Lakh	Avail up to INR 50 lakh from loan for women.
Quick Disbursal	Fast approval and direct credit to your account.
Zero Collateral	No need to pledge any asset like property or fixed deposit.
No Prepayment Charges	Repay early without any penalty.
For All Women	Whether working or a homemaker, this loan for women is for everyone.
Supports Entrepreneurs	Special women entrepreneurs loan to fund your business goals.
Safe and Trusted Platform	Transparent, secure, and built for women’s financial freedom.

Who Can Apply for a Loan for Women?

Women across the following categories can apply for women loan:

Category	How the Loan Helps	Apply Link
Women Entrepreneurs	For expanding a business, buying equipment, or managing cash flow.	Apply Now
Homemakers	For education, home upgrades, or family emergencies.	Apply Now
Working Professionals	For travel, health needs, or big purchases without using savings.	Apply Now
Freelancers and Gig Workers	For tools, skill upgrades, or handling irregular income.	Apply Now

Women Entrepreneurs

Female business owners can use Personal Loan For Women to expand their business, purchase equipment, or meet working capital needs.

Homemakers

Women managing households can take personal loans to fund education, home improvement, or unexpected family expenses.

Working Professionals

Women in salaried jobs can use personal loans to manage medical emergencies, travel expenses, or major purchases without dipping into savings.

Freelancers and Gig Workers

Independent female professionals like designers, writers, or consultants can use Personal Loan For Women to invest in skills, and tools, or manage irregular cash flow.

Documents Required for Loan for Women

The next thing to look for is the documents required to avail of a personal loan through InvestKraft. Have a look at the required documents:

For Salaried Individuals

Proof of Identity:
Self-attested photocopy of any one of the following:
- Driving license
- Passport
- Voters ID
- Aadhaar
- PAN
KYC:
- Valid identity/Residence/Signature proof
Income proof:
- Form 16/ITR for the last 3 years
- Latest 3 months salary slip
Banking:
- Latest 3 months’ Salary Credit Bank Statement.

For Self-employed Individuals

Identity & Age Proof – Aadhaar Card
Completely filled out personal loan application with photograph
PAN Card
Residence proof - Passport driving licence, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas)
Bank statements for the last 3 months(preferably your salary account)
Salary Slips for last 3 months
Last 3 years' Income Tax Returns with computation of Income
Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Women Loan Interest Rates and Other Charges

The following are the interest rates for loan for women, which we strongly recommend that you go through before applying for loan:

Charge Type	Details
Interest Rate	10.85% to 24.00% p.a. (fixed, based on credit score, loan amount amd tenure)
Processing Charges	0% – 6% of the approved loan amount
Pre-closure Charges	0% – 7% of outstanding principal + 18% GST
Bounce Charges	INR 300 – INR 500 + taxes
Stamp Duty	As per state laws, deducted upfront
Mandate Rejection Fee	INR 450/month until new mandate is registered (after rejection)

Please note that these charges depend on the lender and may vary as per the marketing conditions. We recommend that you check the official website before applying.

Frequently Asked Questions

A personal loan for women refers to an unsecured loan that is especially meant for women to help them fulfil their financial needs. There is no need for the borrowers to pledge any security or collateral to borrow the loan amount.

Our personal loan for women can be used by female borrowers for any purpose like weddings, shopping, debt reconsolidation, purchase of mobile phones or other gadgets, funding higher education, medical expenses, home renovation, vacations, and others.

There is no need to arrange a co-guarantor to avail of a personal loan for women.

The repayment tenure of a personal loan for women would be between 6 and 60 months.

You would need the following documents to apply for a personal loan for women.

The applying women should arrange their Aadhar card
PAN cards for identification purposes
Salary slips for the past two months to demonstrate a consistent flow of income.
Past 6 months’ bank account statement