App Name | Loan Range | Key Features | Eligibility & Requirements |
Investkraft | ₹50,000 - ₹20,00,000 | Fast loan approval, fully online application, attractive interest rates | Good credit score, age 21-57, 1-year work experience, 1-month job stability |
Navi | ₹10,000 - ₹5,00,000 | Quick disbursal, fully digital process, competitive rates starting at 9.9% per annum | Aadhaar, PAN, good credit rating |
MoneyTap | ₹3,000 - ₹5,00,000 | Line of credit, immediate approval, flexible EMIs, repayment up to 36 months | Aadhaar, PAN, steady income |
PaySense | ₹5,000 - ₹5,00,000 | Pre-approved offers, EMI calculator, minimal paperwork, flexible tenure | Age 21-60, monthly income of ₹18,000+ |
CASHe | ₹7,000 - ₹4,00,000 | Salary advance, digital KYC, short-term loans, quick disbursal | Age 23-58, salaried professionals |
Bajaj Finserv | ₹30,000 - ₹25,00,000 | High loan amounts, pre-approved offers, EMI calculator, minimal documentation | Aadhaar, PAN, steady income |
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ZestMoney | Up to ₹5,00,000 | EMI financing, credit score enhancement tools, variety of loan products | Aadhaar, PAN, good credit history |
IndiaLends | ₹5,000 - ₹25,00,000 | Loan comparison platform, free credit report, easy application process | Varies by lender |
True Balance | ₹500 - ₹50,000 | Microloans, financial education resources, credit building | Basic KYC, suitable for limited credit history |
Branch | Up to ₹1,00,000 | Fully digital KYC, quick disbursal, app-first approach | Aadhaar, PAN, age 21+ |
LazyPay | Up to ₹5,00,000 | Instant loans, buy now pay later services, minimal paperwork | Aadhaar, PAN, steady income |
Fibe (EarlySalary) | Up to ₹5,00,000 | Fast disbursals, online process, salary advances, interest rates based on credit score | Age 21-55, steady income |
KreditBee | Up to ₹2,00,000 | Quick loans, flexible repayment options, digital process | Aadhaar, PAN, age 21+ |
mPokket | Up to ₹45,000 | Ideal for students and young professionals, fast disbursal, short tenure | Age 18+, student ID or proof of employment |
Hero FinCorp | Up to ₹3,00,000 | Known for vehicle loans, now offers personal loans, competitive rates | Aadhaar, PAN, steady income |
Stashfin | ₹1,000 - ₹5,00,000 | Digital lending platform, flexible credit line, easy online process | Age 18-65, Aadhaar, PAN |
ZestMoney | Up to ₹5,00,000 | EMI financing, no credit score required, credit limit increases with timely payments | Aadhaar, PAN, steady income |
Slice | Up to ₹10,00,000 | Credit line, flexible EMIs, ideal for young professionals and students | Age 18+, Aadhaar, PAN |
FairMoney | ₹1,000 - ₹50,000 | Instant personal loans, low documentation, mobile-first approach | Aadhaar, PAN, bank account details |
NIRA | ₹5,000 - ₹1,00,000 | Salary advances, flexible repayment options, mobile app-based application | Age 21-65, Aadhaar, PAN, steady income |
FlexSalary | ₹4,000 - ₹2,00,000 | Monthly salary advances and flexible repayments, tailored for salaried professionals | Age 21-60, Aadhaar, PAN |
Lendingkart | Up to ₹10,00,000 | Focus on small businesses, quick loan disbursal, minimal paperwork | Business registration, PAN, Aadhaar |
OxyLoans | ₹10,000 - ₹10,00,000 | Peer-to-peer lending platform, flexible terms, personal and business loans | Aadhaar, PAN, basic documentation |
RupeeLend | ₹2,000 - ₹50,000 | Instant microloans, quick disbursal, fully digital process | Age 18+, Aadhaar, PAN |
SmartCoin | ₹1,000 - ₹1,00,000 | Tailored for microloans, accessible for low-income groups, fast processing | Age 18+, Aadhaar, PAN |
Dhani | Up to ₹15,00,000 | Offers personal loans and healthcare services, minimal documentation, quick approval | Age 18+, Aadhaar, PAN, steady income |
TruePay | ₹5,000 - ₹5,00,000 | Quick loans, transparent fees, instant disbursal | Age 21-60, Aadhaar, PAN, income proof |
Kissht | Up to ₹2,00,000 | EMI options for purchases, personal loans and credit lines, minimal paperwork | Aadhaar, PAN, income proof |
KrazyBee | Up to ₹1,00,000 | Consumer loans, especially for students and young professionals, instant credit line | Age 18-25, Aadhaar, student ID or employment proof |
Mi Credit | Up to ₹1,00,000 | Backed by Xiaomi, offers quick loans, integrated with MIUI, competitive rates | Aadhaar, PAN, age 21+ |
Simple | Up to ₹50,000 | Digital lending platform, BNPL services, focuses on consumer purchases | Aadhaar, PAN, basic documentation |
EarlySalary | ₹8,000 - ₹5,00,000 | Salary advances, personal loans, shopping loans, minimal documentation | Age 21-55, Aadhaar, PAN, steady income |
RupeeRedee | Up to ₹25,000 | Micro-lending platform, easy application, fast disbursal | Age 21-60, Aadhaar, PAN |
IndiaLends | Up to ₹50,00,000 | Loan aggregator, offers personal loans, credit cards, free credit report | Varies by lender, basic KYC |
Ola Money | Up to ₹5,00,000 | Personal loans, BNPL services, integrated with Ola app, easy application | Aadhaar, PAN, steady income |
CreditVidya | Varies | Focuses on credit scores and financial wellness, partners with banks and NBFCs | Dependent on partner bank/NBFC |
KreditDost | ₹10,000 - ₹5,00,000 | Quick loan processing, personalized offers, digital KYC | Age 21+, Aadhaar, PAN, steady income |
Money View | ₹10,000 - ₹5,00,000 | Instant personal loans, minimal paperwork, credit line services | Age 21-57, Aadhaar, PAN, steady income |
Home Credit | Up to ₹2,00,000 | Consumer finance, personal loans, flexible repayment options | Age 18-65, Aadhaar, PAN |
Qbera | ₹50,000 - ₹10,00,000 | Instant personal loans, special offers for new borrowers, minimal paperwork | Age 23-55, Aadhaar, PAN, steady income |
LoanTap | ₹50,000 - ₹10,00,000 | Customized personal loans, flexible repayment and interest-only payments initially | Age 21-58, Aadhaar, PAN, steady income |
Upwards | Up to ₹5,00,000 | Quick loan approval, minimal paperwork, ideal for salaried individuals | Age 21+, Aadhaar, PAN |
RupeeCircle | ₹50,000 - ₹10,00,000 | Peer-to-peer lending, competitive rates, detailed borrower profiling | Age 21-60, Aadhaar, PAN, steady income |
Clix Capital | ₹25,000 - ₹25,00,000 | Quick personal loans, customized offers, minimal documentation | Age 25-58, Aadhaar, PAN, steady income |
Finance Buddha | ₹50,000 - ₹30,00,000 | Loan comparison platform, quick approvals, personalized loan options | Varies by lender, basic KYC |
BankBazaar | Varies | Loan marketplace, free credit score access, comparison of various lenders | Varies by lender, basic KYC |
Ruloans | Varies | Loan comparison platform, dedicated support, variety of loan products | Varies by lender, basic KYC |
Fullerton India | Up to ₹25,00,000 | Personal loans, competitive rates, flexible tenure options | Age 21-60, Aadhaar, PAN, steady income |
DigiLend | Up to ₹10,00,000 | Peer-to-peer lending platform, personal and business loans, detailed borrower profiles | Age 21+, Aadhaar, PAN, steady income |
Finnable | Up to ₹10,00,000 | Instant loans, minimal paperwork, focus on salaried individuals | Age 21+, Aadhaar, PAN |
MobiKwik | Up to ₹5,00,000 | BNPL services, quick personal loans, integrated with MobiKwik wallet | Aadhaar, PAN, steady income |
OxyLoan | Up to ₹10,00,000 | Peer-to-peer lending, flexible terms, detailed borrower profiling | Age 21+, Aadhaar, PAN |
Shubh Loans | Up to ₹2,00,000 | Personal loans, credit score improvement tools, minimal documentation | Age 21+, Aadhaar, PAN, income proof |
Loanzen | Up to ₹10,00,000 | SME loans, personal loans, quick disbursal | Age 21+, Aadhaar, PAN, steady income |
Happy Loans | Up to ₹2,00,000 | Loans for small business owners, quick processing, minimal paperwork | Age 18+, Aadhaar, PAN |
StashFin | Up to ₹5,00,000 | Personal and business loans, flexible repayment options, quick approval | Age 21+, Aadhaar, PAN |