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+91-9797971876Get a Personal Loan in Patna of up to 10 Lacs
Completely digital applicant-
Attractive interest rates
Apply for Personal Loan
All fields are required.
Completely digital applicant
Attractive interest ratesAll fields are required.
An unrivalled personal loan opportunity awaits you. With a great personal loan in Patna, InvestKraft is here to assist you whether you are self-employed or have a job. Being one of the technology-related firms in India with the quickest growth, we provide an extensive spectrum of services to suit any need.
Our personal loan agents in Patna can assist you in finding the ideal personal loan, whether you want a short-term or long-term one. Your bank account will get the funds quickly if you verify your eligibility, complete our simple EMI calculation, and provide the required information. Our goal has always been to help individuals in Patna fulfil their aspirations and meet their necessities by providing them with superior personal loan solutions.
Look no farther than InvestKraft if you're looking for a personal loan service in Patna. We provide a wide range of personal loan choices to suit people from every aspect of life. The following are some salient features of our personal loans:
We at Investkraft have made the process of obtaining a personal loan in Amravati easier by requiring less paperwork. To verify your identity as a borrower and your willingness to make regular repayments, we just need a few documents
Our hardworking staff of personal loan specialists is here to make the procedure even simpler and more pleasant for you.
At InvestKraft, we've simplified the personal loan application procedure in Patna by adopting a low-documentation strategy. We simply need only a few of papers in order to confirm your legitimacy as a borrower and your dedication to making regular instalments.
For candidates who are self-employed or who are salaried may provide a self-attested photocopy of your passport, driver's license, voter ID, AADHAAR card, or PAN card. You may also aksed to provide your most recent three months' worth of wage slips, together with Form 16 or your past three years' income tax returns. For self-employed people, bank statements, income tax records, and approved financial reports must be required.
Our dedication to requiring the least amount of paperwork possible guarantees a simple loan application procedure, making it easy for you to obtain the money you want.
At InvestKraft, we work hard to give Patna residents access to personal loans with extremely low interest rates. Considering money plays such a significant role in people's lives, we have made the personal loan application procedure as easy and quick as possible for our customers.
Our appropriate and low interest rates on personal loans make it easy for you to obtain the funding you require and pay it back over time with manageable monthly instalments. What characterizes us is our dedication to transparency. Knowing there are no unexpected or hidden costs gives you peace of mind. You may manage your personal loan finances in Patna with confidence because InvestKraft pays precisely what was promised when you first applied for the loan. Our goal is to provide you with worry-free borrowing and financial flexibility. Get an instant personal loan in Patna now.
Get to know the major benefits & features of obtaining a personal loan from Investkraft. They are sure to compel you take a personal loan from us today.
Minimal Documentation: Provide only a few straightforward papers for verification in addition to fulfilling the straightforward requirements for a personal loan.
Normative Rates: With Investkraft, you receive a favourable interest rate, clear terms and conditions, and no additional costs.
Easy Application: Since all our business processes are based on the latest technology, get a hassle-free personal loan experience with Investkraft.
Faster Disbursal: Once the given information is properly verified, we make no delay in the disbursal of the approved amount right in your bank account.
Most banks and NBFCs provide personal loans, although there are various <a href="https://www.investkraft.com/personal-loan-eligibility-and-documentation" class="bodytext-color"> eligibility criteria.</a> Yet, all financial institutions must meet a particular set of standards. The following requirements must be met in order for salaried and self-employed people to be approved for an online personal loan:
Investkraft offers personal loans with competitive interest rates, low processing fees, a simple approval process and speedy disbursements. Whether you have a wedding, home renovation or vacation in mind, Investkraft can help you achieve your goals. Personal loans are available starting Rs. 50,000 and go up to Rs. 20 lakhs, with less paperwork required
Make sure to carefully review the personal loan interest rates and fees provided below to make an informed decision. The rates and fees may vary based on the duration of your loan and any additional charges that may apply, if you modify your payment terms, will also be outlined
In addition to the bank loan interest rates, there are also fees associated with late or missed payments, as well as fees for making extra payments or paying off the loan early. It is important to carefully consider both the interest rates and fees when evaluating a loan to get the most out of it.
| >Rate of Interest | 10.49% to 21% per annum |
| Repayment instruction / Instrument return charges | Rs.339/- per instance of dishonor of cheque /SI/ECS/NACH debit instruction + GST as applicable |
| Swap charges (Cheque/Instrument) | Rs.500/- per instance + GST as applicable |
| Penal Interest | @ 24% per annum i.e. 2% per month on the overdue installment. |
| Duplicate statement issuance charges | Rs.250/- per instance per set + GST as applicable. |
| Duplicate Amortization schedule issuance charges | Rs.250/- per instance per set + GST as applicable. |
| Credit Information Companies (CICs) Report Issuance Charges | Rs. 50/- per instance per set + GST as applicable. |
| No Dues Certificate generation charges (Duplicate) | Rs.50 per instance per set + GST as applicable. |
| Stamp Duty Charges | As per State Stamp Act |
| Part Payment / Pre-Payment Charges | 5% + GST (As applicable) *Pre payment charges shall be charged on principal outstanding. *Part payment charges shall be charged on the amount of part payment. |
Monthly EMI
₹ 8,676
Your dreams matter to You and Us and we promise to do our best to help you achieve those dreams!
Apply Personal Loan
Use our personal loan eligibility calculator to check your eligibility.
Next, submit the required documents online and click Submit
Verify the submitted information and click on Submit for further processing.
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Do you still have a doubt in your mind? Read all the Frequently Asked Questions (FAQs) below.
