Travel Loans

Quick Disbursal
Low Interest Rates
Paperless documentation

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Get a Travel Loan up to 50 Lakhs

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What is a Travel Loan?

A Travel Loan is a type of personal loan for travel that helps you fund your dream holiday. Whether it is a family vacation, honeymoon, solo trip, or a world tour. From holiday loans to tourism loans, with InvestKraft, you get the lowest travel loan interest rate. With Travel Loans in India easily available from InvestKraft, you do not have to wait for years to save.

Loan amount

₹

₹1,000

₹1,00,00,000

Rate of interest (p.a)

1 %

50%

Loan tenure

1 yrs

30 yrs

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Features and Benefits of Travel Loan From InvestKraft

The following are the reasons why you should take a travel loan from InvestKraft:

Features	Description
Flexible Repayment Options	Choose a repayment plan that fits your travel timeline and monthly budget.
Quick Loan Disbursal	Get funds quickly to book flights, hotels, or packages without delay.
No Collateral Required	With unsecured holiday loans, there is no need to pledge any security.
Competitive Interest Rates	Enjoy low and attractive travel loan interest rates through trusted lenders.
100% Online Process	Apply for your vacation loan completely online through InvestKraft.
Minimal Documentation	Submit just basic KYC and income documents. No lengthy paperwork hassles.
Flexible EMI Options	Use our Car EMI Calculator, Bike Loan EMI Calculator, or Vehicle Loan EMI Calculator to plan and choose repayment terms that suit you.
Covers All Vehicle Types	Whether it is a car loan, two wheeler loan, or commercial vehicle loan, we finance it all - new or used.
Best-in-Class Lender Network	Compare car loan interest rates for all banks and NBFCs at one place and take an informed decision.
Second-Hand Vehicle Loan	Buying a used car? Use our Used Car Loan EMI Calculator and get attractive used car loan interest rates.

Flexibility

Travel loans often come with flexible repayment options. You can choose a repayment schedule that suits your budget and travel plans.

Quick Disbursement

Many lenders offer fast loan processing, so you can book those flights and accommodations without delay.

Competitive Interest Rates

Compared to other types of personal loans, travel loans sometimes have competitive interest rates.

No Collateral Required

Most travel loans are unsecured, meaning you don't need to put up any collateral (like your car or property) to get the loan.

Purpose-Specific

Since it's designed for travel, you can use the loan amount specifically for travel expenses, giving you peace of mind and helping you stay on budget.

Start Your Loan Application Now!

Who Can Apply for a Travel Loan?

The following can apply for a travel loan:

Eligible Applicant	How They Benefit from a Vehicle Loan	Apply Link
Salaried Individuals	People with a steady monthly income and decent credit history can apply.	Apply Now
Government Employees	Those working in government jobs with fixed income are eligible.	Apply Now
Self-Employed Individuals	Freelancers, professionals, and consultants with verifiable income.	Apply Now
Business Owners	Entrepreneurs with a profitable business and good credit profile qualify.	Apply Now
First-time Buyers	Start your journey with your first vehicle using flexible EMI options and the lowest interest rates.	Apply Now
Retirees	Apply for a vehicle loan to add comfort, convenience, or leisure in retirement.	Apply Now
Students and Young Professionals	Finance two-wheelers with easy EMIs using our bike loan or two wheeler loan options for daily commutes.	Apply Now

Salaried Individuals

Employed individuals with a stable income and a good credit history can often qualify for travel loans.

Government Employees

Applicants employed in the government sector are also eligible to seek travel loans for adventure trips and domestic or international travelling.

Self-Employed Individuals

Self-employed professionals with a verifiable income and a strong credit profile may also be eligible.

Business Owners

Small business owners with a profitable business and good credit standing can sometimes apply for travel loans.

Eligibility Criteria for a Travel Loan

To qualify for a travel loan, you generally need to meet a few basic requirements:

Age: You must be within a specific age range, usually between 18 and 65 years old.
Income: You need to have a stable income source to demonstrate your ability to repay the loan.
Credit Score: A good credit score is crucial. Lenders want to see that you're responsible with money.
Employment: You'll likely need to be employed for a certain period to show you have a steady job.

Documents Required for a Travel Loan

To apply for a travel loan, you will need to provide some supporting documents. Below are the general documents demanded by lenders:

Proof of Identity: This could include your driver's license, passport, or voter ID card.
Proof of Address: Recent utility bills or bank statements can be used to verify your address.
Income Proof: This might include your salary slips, bank statements, or income tax returns.
Employment Proof: You might need to provide your employment letter or a recent payslip.

How To Apply For a Travel Loan from InvestKraft?

Getting a travel loan is simple and easy. In just 3 easy steps, you can get the funds for your dream holidays:

Apply Travel Loan

1Fill in Your Details

Start by filling out our easy application form with your basic information and click Submit. You can use our app to get a vehicle loan as well.

2 Upload Your Documents

Submit the required documents online, such as ID proof, income proof, and bank statements. These will be communicated to you once you provide your basic information.

3 Get the Funds

Once your documents are verified and the loan is approved, the required amount will be credited directly to your bank account.

Travel Loan Interest Rates and Other Charges

Let us understand the travel loan interest rate and other associated charges from the table below. We recommend that you thoroughly understand these charges and make an informed decision:

Particulars	Details
Interest Rate	Starts from 10.75% per annum
Processing Charges	Up to 4.13% of the total loan amount
Pre-closure Charges	Ranges between 2% to 4% of the outstanding principal
Bounce Charges	Around INR 500 + applicable taxes (may vary by lender)
Financial Statements	Last 3 years' CA-certified or audited balance sheet and profit & loss A/c

Please note that these charges depend on the lender and may vary as per the marketing conditions. We recommend that you check the official website before applying.

Frequently Asked Questions

While it is called a travel loan, some lenders might allow you to use the funds for other purposes as well. However, it is always best to clarify this with the lender before applying.

If you are unable to repay the loan on time, you may face late payment fees and damage to your credit score. In some cases, the lender may take legal action to recover the outstanding amount.

It might be more challenging to get a travel loan with a low credit score. However, some lenders may offer loans to borrowers with lower credit scores, but at higher interest rates.

The loan processing time can vary depending on the lender and the amount of documentation required. It can typically take anywhere from a few days to a few weeks.

Interest paid on a personal loan, including a travel loan, is generally not tax-deductible.

This depends on your income and creditworthiness, but many lenders offer loans up to ₹5 to 10 lakh or more.

No, Travel loans are typically unsecured, so you don’t have to pledge any assets as security.

Travel Loans

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Get a Travel Loan up to 50 Lakhs

What is a Travel Loan?

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Travel Loan EMI Calculator