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Latest GMP
- Lead Manager
- Axis Capital Limited
- IPO Registrar
- KFin Technologies Limited
- IPO Open Date
- --
- IPO Close Date
- --
- Allotment date
- --
- Listing date
- --
- Issue Size
- ₹ 5000 Cr.
- Issue Price Band
- --
- Lot Size
- --
- Minimum Investment
- --
Disclaimer: IPO details, GMP, subscription figures, and other related information are for informational purposes only and may not always be accurate or up to date. Please verify the latest details from official sources before investing.
About Credila Financial Services Limited
Credila Financial Services Limited (formerly HDFC Credila Financial Services Limited) is India’s largest and pioneering dedicated education loan NBFC. Incorporated in 2006, the company specializes in providing customized education loans to Indian students pursuing higher studies in India and abroad.
Credila offers flexible financing solutions covering tuition fees, living expenses, travel, and other related costs, with features such as up to 100% financing, no margin money requirement, and repayment tenures of up to 15 years.
Key Highlights
- One of the largest education loan providers in India with a strong focus on specialized underwriting and digital processes
- Has funded over 2.26 lakh Indian students pursuing more than 3,300 programs across 64 countries and 5,200+ universities (as of March 31, 2025)
- Part of the HDFC ecosystem with robust risk management and customer-centric approach
Competitive Strengths
- Pioneer and market leader in the specialized education loan segment
- Comprehensive and flexible loan products tailored for domestic and international education
- Strong digital capabilities for faster processing and disbursals
- Extensive experience and deep domain knowledge in higher education financing
- Trusted brand backed by the HDFC legacy with a focus on accessibility and student empowerment
IPO Subscription Details
| Category | Shares Offered | Shares Applied | Subscription Times (x) |
|---|
Updated on N/A
Grey Market Premium (GMP)
| GMP Date | IPO Price | GMP | Estimated Listing Price | Estimated Profit* | Last Updated |
|---|
Disclaimer: Grey Market Premium (GMP) is an unofficial market indicator provided for informational purposes only. It may change at any time and should not be considered investment advice or a guarantee of listing gains. Please evaluate company fundamentals, financials, valuation, and subscription data, and consult a SEBI-registered financial advisor before making any investment decision.
Financials of Credila Financial Services Limited
A quick overview of the key financial performance of Credila Financial Services Limited.
Total Assets (₹ Cr)
Revenue (₹ Cr)
Profit after Tax (₹ Cr)
*All values are in Rs. Cr
Company Financials
Revenue increased by 70%, Profit after Tax (PAT) increased by 87%, Total Assets increased by 53% between FY2024 and FY2025.
| Period Ended | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Revenue | 1,352.17 | 2,771.04 | 4,719.73 |
| Assets | 16,446.04 | 31,565.97 | 48,194.50 |
| Total Income | 1,352.18 | 2,771.04 | 4,726.00 |
| Profit After Tax | 275.93 | 528.84 | 989.96 |
| EBITDA | 1,190.27 | 2,450.80 | 4,237.18 |
| Net Worth | 2,435.09 | 5,043.36 | 8,694.51 |
| Reserves & Surplus | 2,291.62 | 4,859.40 | 8,519.16 |
| Total Borrowings | 13,655.22 | 26,032.83 | 38,869.01 |
Amount in ₹ Crore
IPO Lot Size
IPO lot size details are currently unavailable.
Key Performance Indicators (KPI)
| KPI | Latest |
|---|---|
| ROE (%) | 14.41 |
| Debt / Equity | 4.47 |
| RoNW (%) | 14.41 |
|
Pre IPO
Post IPO
|
|
| EPS (₹) |
47.8
-
|
| P/E (x) |
-
-
|
| Promoter Holding (%) |
-
-
|
Disclaimer:
KPI values are based on information disclosed in the IPO prospectus and are provided for informational purposes only.
IPO Lead Manager(s)
Lead Manager Details
- Axis Capital Limited
- Contact Person: Pratik Pednekar
- SEBI Registration Number: INM000012029
- Investor Grievance Email: complaints@axiscap.in
- Website: https://www.axiscapital.co.in
- Email: credila.ipo@axiscap.in
- Phone: +91 22 4325 2183
- Address: Axis House, 1st Floor, P.B. Marg, Worli, Mumbai 400 025, Maharashtra, India
Lead Manager Details
- Citigroup Global Markets India Private Limited
- Contact Person: Dylan Jude Fernandes
- SEBI Registration Number: INM000010718
- Investor Grievance Email: investors.cgmib@citi.com
- Website: https://www.online.citibank.co.in/rhtm/citigroupglobalscreen1.htm
- Email: credilaipo@citi.com
- Phone: +91 22 6175 9999
- Address: 1202, 12th Floor, First International Financial Center, G – Block, Bandra Kurla Complex, Bandra (East), Mumbai 400 098, Maharashtra, India
Lead Manager Details
- Goldman Sachs (India) Securities Private Limited
- Contact Person: Sumedha Srinivasan
- SEBI Registration Number: INM000011054
- Investor Grievance Email: india-client-support@gs.com
- Website: https://www.goldmansachs.com
- Email: gs-credila@gs.com
- Phone: +91 22 6616 9000
- Address: 9th and 10th Floor, Ascent-Worli, Sudam Kalu Ahire Marg, Worli, Mumbai 400025, Maharashtra, India
Lead Manager Details
- IIFL Capital Services Limited (formerly known as IIFL Securities Limited)
- Contact Person: Dhruv Bhavsar / Pawan Kumar Jain
- SEBI Registration Number: INM000010940
- Investor Grievance Email: ig.ib@iiflcap.com
- Website: https://www.iiflcap.com
- Email: credilafsl.ipo@iiflcap.com
- Phone: +91 22 4646 4728
- Address: 24th Floor, One Lodha Place, Senapati Bapat Marg, Lower Parel (West), Mumbai 400 013, Maharashtra, India
Lead Manager Details
- Jefferies India Private Limited
- Contact Person: Suhani Bhareja
- SEBI Registration Number: INM000011443
- Investor Grievance Email: jipl.grievance@jefferies.com
- Website: https://www.jefferies.com
- Email: Credila.IPO@jefferies.com
- Phone: +91 22 4356 6000
- Address: Level 16, Express Towers, Nariman Point, Mumbai 400 021, Maharashtra, India
IPO Registrar
- Registrar Name
- KFin Technologies Limited
- cfsl.ipo@kfintech.com
- Phone
- +91 40 6716 2222 / 1800 309 4001
- Contact Person
- M Murali Krishna
- SEBI Registration Number
- INR000000221
- Address
- Selenium Tower B, Plot No. 31 and 32, Financial District, Nanakramguda, Serilingampally, Hyderabad – 500 032, Telangana, India
- Website
- https://www.kfintech.com/
Company Contact Details
- Company Name
- Credila Financial Services Limited
- Phone
- +91 22 6996 9300
- Contact Person
- Karishma Jhaveri
- Corporate Identity Number
- U67190MH2006PLC159411
- Address
- B - 301, Citi Point, Next to Kohinoor Continental, Andheri-Kurla Road, Andheri (East), Mumbai – 400 059, Maharashtra, India
- Website
- https://credila.com
Credila Financial Services Limited FAQs
The Credila Financial Services Limited IPO is a MAIN IPO with a total issue size of
₹ 5000 crores.
The IPO price band is fixed at
₹-- to ₹-- per share,
and the minimum lot size is
--.
The Credila Financial Services Limited IPO will open on
--,
and will close on
--.
KFin Technologies Limited has been appointed as the registrar for the issue.
The equity shares are proposed to be listed on NSE.
The Credila Financial Services Limited IPO opens on -- and closes on --.
The Credila Financial Services Limited IPO lot size is --, and the minimum amount required for application is --.
You can apply for the Credila Financial Services Limited IPO through your bank account using the ASBA facility or via your online trading and Demat account.
To apply online, log in to your broker’s platform, select Credila Financial Services Limited IPO, enter the number of lots, choose your price within the price band, and submit the application.
After submitting, approve the UPI mandate to block the required amount in your bank account.
Once the IPO allotment is finalised, shares will be credited to your Demat account if allotted. If not allotted, the blocked amount will be released automatically.
The Credila Financial Services Limited IPO listing date is --.
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