Bank Holidays in India 2026: Complete State-wise RBI List

Before you head out to carry out your important banking activities in 2026, please read this blog.

In this blog, we have given an exhaustive list of RBI bank holidays state-wise for 2026.

These include national holidays, regional festivals and observances recognised by the RBI and individual states.

Please note that bank holidays in India can vary state-wise depending on local festivals, so a holiday in one state might not be observed in another. Before beginning the list, please understand the types of bank holidays briefly.

Types of Bank Holidays in India 2026

Banks in India observe holidays based on the Negotiable Instruments Act (1881) and RBI notifications. There are generally three types of bank holidays in India:

1. National (All-India) Holidays

These are observed by all banks across India:

• Republic Day: 26 January
• Independence Day: 15 August
• Gandhi Jayanti: 2 October

These are gazetted bank holidays and apply nationwide.

2. Regional / State-Specific Holidays

Many festivals (for example - Holi, Eid, Diwali) are regional holidays and banks in specific states observe them according to local significance. These dates vary from state to state.

3. Weekly Holidays

• Sundays
• 2nd & 4th Saturdays of each month

Do All Banks Observe These Holidays?

• Scheduled Commercial Banks and branches usually observe the RBI calendar.
• Government Banks, Regional Rural Banks (RRBs), Cooperative Banks, and Foreign Banks operating in India typically follow the RBI/state holiday calendar, but there can be slight variations depending on their internal policy and local notifications.
• NBFCs, Payment Banks and Microfinance lenders may remain open even on bank holidays since they are not always bound by RBI holiday mandates for physical branch closure, but services like cheque clearing will be affected.

Full List of Bank Holidays 2026 in Andhra Pradesh

The following is the updated list of bank holidays in 2026 in Andhra Pradesh:

Full List of Bank Holidays 2026 in Andaman and Nicobar Islands

The following is the updated list of bank holidays in 2026 in the Andaman and Nicobar Islands:

Full List of Bank Holidays 2026 in Arunachal Pradesh

The following is the updated list of bank holidays in 2026 in Arunachal Pradesh:

Full List of Bank Holidays 2026 in Assam

The following is the updated list of bank holidays in 2026 in Assam:

Full List of Bank Holidays 2026 in Bihar

The following is the updated list of bank holidays in 2026 in Bihar:

Full List of Bank Holidays 2026 in Chhattisgarh

The following is the updated list of bank holidays in 2026 in Chhattisgarh:

Full List of Bank Holidays 2026 in Dadra & Nagar Haveli

The following is the updated list of bank holidays in 2026 in Dadra & Nagar Haveli:

Full List of Bank Holidays 2026 in Gujarat

The following is the updated list of bank holidays in 2026 in Gujarat:

Full List of Bank Holidays 2026 in Maharashtra

The following is the updated list of bank holidays in 2026 in Maharashtra:

Full List of Bank Holidays 2026 in Tamil Nadu

The following is the updated list of bank holidays in 2026 in Tamil Nadu:

Full List of Bank Holidays 2026 in Delhi

The following is the updated list of bank holidays in 2026 in Delhi:

Full List of Bank Holidays 2026 in West Bengal

The following is the updated list of bank holidays in 2026 in West Bengal:

Combined List of Bank Holidays in India in 2026

Here’s a combined list of major bank holidays observed across India (dates vary by state):

Want Lists of Banks in India (2026)?

If you are interested in knowing the top financial institutions, banks, NBFCs and companies, then we have updated articles with a complete list:

• List of NBFCs in India 2026
• List of Top Private Banks in India 2026
• List of Top Small Finance Banks in India 2026
• List of Top Payment Banks in India 2026
• List of Top Co-operative Banks in India 2026
• List of Top Regional Rural Banks (RRBs) in India 2026
• List of Top Government Banks in India 2026
• List of Top Foreign Banks in India 2026
• List of Top Microfinance Companies in India 2026
• List of Top Agricultural Banks in India 2026

Frequently Asked Questions

How many Monday bank holidays are there in 2026?

In 2026, there is one nationwide Monday bank holiday - Republic Day on 26 January 2026. Apart from this, some state-specific holidays may also fall on Mondays, depending on regional festival calendars.

How many holidays are there in 2026 in India?

There is no single fixed number of holidays in India for 2026.

• National holidays: 3 (Republic Day, Independence Day, Gandhi Jayanti)
• State-specific bank holidays: Usually 10–15 per state, depending on local festivals
• Weekly offs: All Sundays + 2nd & 4th Saturdays

So, the total holidays vary by state and bank type.

What are the postal holidays in 2026?

Postal (India Post) holidays in 2026 are largely aligned with bank holidays.

• National holidays are fully observed
• State-specific holidays depend on local postal circle notifications
• Speed Post and select services may still operate on some holidays

For exact dates, India Post’s circle-wise holiday list should be checked.

भारत में 2026 में कितनी छुट्टियां हैं?

भारत में 2026 में छुट्टियों की कोई एक तय संख्या नहीं है।

• 3 राष्ट्रीय अवकाश
• 10–15 राज्य-स्तरीय अवकाश (राज्य के अनुसार अलग-अलग)
• सभी रविवार और महीने का दूसरा व चौथा शनिवार

इसलिए हर राज्य और बैंक के हिसाब से छुट्टियों की संख्या बदलती रहती है।

भारत कैलेंडर में 2026 में कौन सा त्योहार है?

भारत के 2026 कैलेंडर में प्रमुख त्योहार शामिल हैं:

मकर संक्रांति, होली, ईद-उल-फितर, गुड फ्राइडे, राम नवमी, गणेश चतुर्थी, नवरात्रि, दशहरा, दिवाली, ईद-ए-मिलाद, क्रिसमस आदि। त्योहारों की तारीखें राज्य और चंद्र कैलेंडर के अनुसार अलग हो सकती हैं।

Do online banking and UPI services work on bank holidays in 2026?

Yes. UPI, mobile banking, internet banking, and ATM services remain operational on bank holidays. However, branch visits, cheque clearing, and NEFT/RTGS settlement windows may be affected.

Are bank holidays the same for private banks, government banks, and NBFCs?

Government & private banks: Follow RBI and state holiday calendars

Co-operative & RRBs: Mostly follow state-specific RBI notifications

NBFCs & fintech lenders: May remain operational, but clearing services depend on bank holidays

Author: Diwakar Kumar Singh

Diwakar Kumar Singh is a senior content writer with 7+ years of experience in finance technology, including stock markets, IPOs, Pre-IPOs, futures and derivatives. At InvestKraft, Diwakar specialises in creating financial content that simplifies complex financial trends and concepts. Diwakar holds a Post-Graduation degree as well as a gold medal in Finance & Economics from IMT, Hyderabad.

 

 

Beyond finance, Diwakar is a dedicated fitness enthusiast and the founder of TheFitnessJournal. He also holds a nutrition certification from ISSA, USA, and writes about health, nutrition and science-backed wellness in a simple and approachable style. His ability to excel in two demanding fields makes him a versatile creator committed to clarity, accuracy and meaningful impact.