Disclaimer: IPO details, GMP, subscription figures, and other related information are for informational purposes only and may not always be accurate or up to date. Please verify the latest details from official sources before investing.
Truhome Finance Limited, formerly known as Shriram Housing Finance Limited, is one of India's leading affordable housing finance companies. Established in 2010, the company provides home loans, loans against property (LAP), home construction finance, home improvement loans, and balance transfer facilities, primarily catering to low- and middle-income households, self-employed individuals, and first-time homebuyers. In 2025, the company rebranded as Truhome Finance following its acquisition by funds managed by Warburg Pincus.
Truhome Finance operates through a network of over 200 branches across 19 states and Union Territories, combining physical distribution with digital lending capabilities. The company filed its Draft Red Herring Prospectus (DRHP) with SEBI in March 2026 for its proposed IPO to strengthen its capital base and support future lending growth.
| Category | Shares Offered | Shares Applied | Subscription Times (x) |
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| Category | Shares Offered | Shares Applied | Subscription Times (x) |
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| GMP Date | IPO Price | GMP | Estimated Listing Price | Estimated Profit* | Last Updated |
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A quick overview of the key financial performance of Truhome Finance Limited.
*All values are in Rs. Cr
Revenue decreased by 5%, Profit after Tax (PAT) increased by 17%, Total Assets increased by 20% between FY2025 and FY2026 (Dec).
| Period Ended | FY2023 | FY2024 | FY2025 | FY2026 (Dec) |
|---|---|---|---|---|
| Revenue | 779.46 | 1,424.84 | 1,904.52 | 1,807.34 |
| Assets | 7,733.56 | 11,820.82 | 15,140.41 | 18,106.06 |
| Total Income | 780.50 | 1,425.35 | 1,905.48 | 1,807.36 |
| Profit After Tax | 137.75 | 217.44 | 286.24 | 333.54 |
| EBITDA | 575.83 | 1,037.30 | 1,352.37 | 1,296.67 |
| Net Worth | 1,299.19 | 1,923.73 | 3,436.62 | 4,182.73 |
| Reserves & Surplus | 973.14 | 1,196.24 | 2,977.78 | 3,702.66 |
| Total Borrowings | 6,291.15 | 9,617.17 | 11,324.49 | 13,487.86 |
| KPI | Latest |
|---|---|
| ROE (%) | 11.62 |
| Debt / Equity | 3.22 |
| RoNW (%) | 11.62 |
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Pre IPO
Post IPO
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| EPS (₹) |
7.17
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| P/E (x) |
-
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| Promoter Holding (%) |
98.16
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