Imagine earning money even while you sleep. That’s the magic of passive income. With rising inflation and uncertain job markets in India, relying solely on active income is a risky strategy. Whether y...
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How to Buy Index Funds Without a Demat Account? Over time, index funds have become more and more popular. The Association of Mutual Funds in India states that the assets under management (AUM) of inde...
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The main objective behind the launch of the Public Provident Fund, or PPF in 1968 was to enable people to get attractive returns on small investments made by them while providing other perks. It...
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For a majority of the population across the world, the last few years brought several significant events that changed their perception of life, money, and the world. Among them, the emergence of the C...
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The terms “moratorium period” and “grace period” are often mistaken to have the same meaning. However, they have distinct differences. It is important to understand both the grace period and the morat...
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A DSA or Direct Selling Agent is an important person playing an important role in the banking and financial services industry in India. They act as representatives for banks and financial institutions...
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Calculating income tax in India is overwhelming for salaried individuals. It is a crucial part of personal finance management and involves various steps such as determining taxable salary, understandi...
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Need help to finance your LIC insurance premium due to a shortage of funds? Well, good news awaits you! You now have the option to use the money from your Employees’ Provident Fund (EPF) account to pa...
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Government banks, also known as Public Sector Banks (PSBs), form the backbone of India’s banking system. With their massive branch networks, digital services, and active role in implementing governmen...
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Payment Banks in India were introduced as part of the financial inclusion strategy by the Reserve Bank of India (RBI) in 2015–16.The idea was simple: create lightweight, tech-driven banks that focus o...
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Oct 31st 2025
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