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Author: Diwakar Kumar Singh

Diwakar Kumar Singh is a certified SEO content writer and finance specialist with 7+ years of experience in the BFSI industry. He has written 1,000+ finance articles, published books across seven countries and authored research papers.

In 2018, he was awarded a Gold Medal in Marketing and Finance from IMT Hyderabad. He combines analytical strength with clear communication. Diwakar simplifies complex financial concepts, decodes unlisted shares, analyses IPOs, ratios and company profiles and delivers evidence-backed insights that help investors make informed decisions. communication.

 

Beyond finance, Diwakar is a dedicated fitness enthusiast and the founder of TheFitnessJournal. He also holds a nutrition certification from ISSA, USA, and writes about health, nutrition and science-backed wellness in a simple and approachable style. His ability to excel in two demanding fields makes him a versatile creator committed to clarity, accuracy and meaningful impact.

 

Personal Financial Planning in 2025

Step-by-Step Guide for Financial Planning in 2025

Dec 13th 2025
Finance

A financial plan is a tool that helps you manage your money in the right manner. It identifies your income sources, such as your salary, and tracks your expenses, including rent, food, and entertainme...

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Apply for a Personal Loan with Aadhaar Card

How to Apply for a Personal Loan on Aadhaar Card?

Dec 5th 2025
Personal Loan

Do you know that you can get a personal loan up to INR 2 lakhs? And the only document you need is an Aadhaar Card. Many times we have been asked if they can get a 10000 loan on an Aadhaar Card? And, t...

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Instant Personal Loan Without Cibil Score

How to Get Instant Personal Loan Without CIBIL Score?

Dec 13th 2025
Loan

Getting a personal loan without CIBIL score is now possible, even if you do not have a CIBIL score. With personal loan apps without CIBIL score, like InvestKraft app and alternative credit assessment...

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Personal Loan

Personal Loan Liability and Settlement After Borrower's Death in India

Dec 13th 2025
Loan

Have you ever wondered what happens to a personal loan when the main applicant or the borrower dies? Well, it does not go away for sure and is a real concern for families in India. In this guide, we w...

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difference-between-nbfc-and-bank

Guide on Differences between NBFC and Banks in India 2025

Dec 13th 2025
Loan

If we talk about financial services, the first word that comes to your mind will be “bank”. However, in this guide, we will introduce you to financial companies other than banks, known as NBFCs or Non...

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blank-cheque

What is a Blank Cheque? Meaning, Risks and Legal Aspects Explained

Dec 13th 2025
Finance

A blank cheque is a signed cheque but with certain conditions. Let us understand the key features of the blank cheque from the following table:Key FeatureDescriptionSigned by Account HolderYes.Payee N...

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legal action against loan defaulters

Loan Default in India: What Legal Actions Can Banks Take Against Defaulters?

Dec 13th 2025
Loan

When you take a loan, it is considered a serious financial commitment, and by law, you have to repay back as per the law and guidelines. But, in case of unavoidable emergencies, you might not be able...

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pay-my-personal-loan-emi-through-credit-card

How to Pay Personal Loan EMI with a Credit Card in 2025: A Complete Guide

Dec 13th 2025
Personal Loan

If you are wondering how to pay personal loan EMI through credit card, then this article is for you. We recommend that you read the entire article before making your decision. There are certain advant...

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msme-loan-interest-rates

Interest Rates On MSME Loan 2025 - All You Need To Know About

Dec 13th 2025
Business Loan

Interest Rates On MSME Loan 2025, An MSME loan for a new business is ideal for running the MSME and improving its financial status by helping it purchase advanced machinery, equipment, stock, paying s...

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Role of MSMEs in India's Economy 2025

Crucial Role of MSMEs in India's Economy 2025

Dec 13th 2025
Business Loan

Micro, Small, and Medium Enterprises (MSMEs) in India play a vital role in the economy as they contribute to over 40% of the country’s exports. Not only do they create jobs, but they also help promote...

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