Author: Diwakar Kumar Singh

Name: Investkraft
Address: 137, KD Block, Ground Floor, Pitampura, Delhi, 110034, IN
Telephone: 9797971876

Diwakar Kumar Singh is an accomplished content creator with over 6 years of experience in crafting both long-form and short-form content. A gold medalist in MBA (Marketing) from IMT and a qualified petroleum engineer, Diwakar brings a results-driven mindset to his work. His passion for writing enables him to produce compelling and engaging content that resonates with diverse audiences.

LinkedIn: https://www.linkedin.com/in/dksinghone992

Diwakar Kumar Singh is an accomplished content creator with over 6 years of experience in crafting both long-form and short-form content.

Everything About Miscellaneous Insurance and Its Benefits, Costs, Coverage and More

Jul 3rd 2025

Business Insurance

Imagine this.You are a retail business owner who has just started your venture. A customer places a huge order, and you ship the goods as promised. But days pass, and the payment never comes. You call...

Top Loan Schemes with Highest Subsidies in India 2025

Jul 1st 2025

Personal Loan

If you want to maximise your savings on loans with the highest subsidy, then this article is for you. We will discuss in detail various government-backed loan schemes, especially with the higher subsi...

Guide on Scheduled Banks and How They Differ From Non-Scheduled Banks in India

Jun 30th 2025

Finance

If you explore details about the banking system in India, then you might come across terms such as “scheduled banks and non-scheduled banks”. In this article, we will explain these two terms in simple...

Guide on How to Get Loan with Bad CIBIL Score

Jul 2nd 2025

Loan

If you happen to be one of those people who want a loan but got turned down by banks for reasons like a bad CIBIL score, low creditworthiness and other similar reasons? Well, this article is for you,...

Apply for a Personal Loan with Aadhaar Card

How to Apply for a Personal Loan on Aadhaar Card?

Jul 1st 2025

Personal Loan

Do you know that you can get a personal loan up to INR 2 lakhs? And the only document you need is an Aadhaar Card. Many times we have been asked if they can get a 10000 loan on an Aadhaar Card? And, t...

How to Get Personal Loan Without CIBIL Score?

Jul 18th 2025

Loan

Getting a personal loan without CIBIL score is now possible, even if you do not have a CIBIL score. With personal loan apps without CIBIL score, like InvestKraft app and alternative credit assessment...

What Happens to a Personal Loan If the Borrower Dies? Loan Liability and Settlement Rules in India

Jul 4th 2025

Loan

Have you ever wondered what happens to a personal loan when the main applicant or the borrower dies? Well, it does not go away for sure and is a real concern for families in India. In this guide, we w...

Guide on Differences between NBFC and Banks in India 2025

Jul 1st 2025

Loan

If we talk about financial services, the first word that comes to your mind will be “bank”. However, in this guide, we will introduce you to financial companies other than banks, known as NBFCs or Non...

What is a Blank Cheque? Meaning, Risks and Legal Aspects Explained

Jul 4th 2025

Finance

A blank cheque is a signed cheque but with certain conditions. Let us understand the key features of the blank cheque from the following table:Key FeatureDescriptionSigned by Account HolderYes.Payee N...

Loan Default in India: What Legal Actions Can Banks Take Against Defaulters?

Jul 1st 2025

Loan

When you take a loan, it is considered a serious financial commitment, and by law, you have to repay back as per the law and guidelines. But, in case of unavoidable emergencies, you might not be able...